Is MFA Financial, Inc. (MFA) halal? Not Halal. Based on AAOIFI screening, MFA Financial, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

MFA Financial, Inc.

MFA: Is MFA Financial, Inc. Halal?

Not Halal

MFA Financial, Inc.

NYSEReal EstateUS

$9.47

+0.74%

About MFA Financial, Inc.

MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust (REIT) in the United States. The company invests in residential mortgage assets, including non-agency mortgage-backed securities (MBS), agency MBS, and credit risk transfer securities; residential whole loans, including purchased performing loans, purchased credit deteriorated, and non-performing loans; and mortgage servicing rights related assets. The company has elected to be taxed as a REIT and would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. MFA Financial, Inc. was incorporated in 1997 and is headquartered in New York, New York.

Sector: Real Estate · Industry: REIT - Mortgage

Shariah Compliance Status

معيار أيوفي 21تحديث ١٧ يونيو ٢٠٢٦
F

Non-Compliant

Fails Shariah screening

0Score

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

  • Prohibited industry: REIT - Mortgage

Financial Ratio Screen

Failed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap1146.7% / 30.0%

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Screened: Jun 17, 2026Fiscal: FY 2025Source: FMP

Financial Overview

Market Cap

966.8M

Price

$9.47

Sector

Real Estate

Industry

REIT - Mortgage

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الأسئلة الشائعة

هل MFA Financial, Inc. (MFA) حلال للاستثمار؟
MFA Financial, Inc. (MFA) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
لماذا حصل MFA Financial, Inc. على تقييم توافق F؟
MFA Financial, Inc. (MFA) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 1146.7% (limit 30%); interest-bearing deposits of 22.2% (limit 30%); prohibited income of 85.13% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
ما الذي قد يغير حكم MFA Financial, Inc. الشرعي؟
MFA Financial, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
كم مرة يُعاد فحص MFA Financial, Inc. للتوافق الشرعي؟
MFA Financial, Inc. (MFA) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 17, 2026.

مفحوص وفق معيار أيوفي رقم 21 · لأغراض إعلامية فقط. استشر مستشاراً مالياً إسلامياً مؤهلاً قبل الاستثمار.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.