Is Allianz SE (ALIZY) halal to invest in?

As of يونيو 2026, based on AAOIFI Shariah screening standards, Allianz SE (ALIZY) is currently rated as "Not Halal" with a compliance grade of F (Non-Compliant). The screening examines business activities (qualitative) and three financial ratios: debt-to-market-cap (23.2%), interest-bearing deposits to market cap (394.6%), and prohibited income (21.1%). Thresholds are 30%, 30%, and 5% respectively. Screen ALIZY and 10,000+ stocks free at HalalScreener.app.

What is Allianz SE's Shariah compliance score?

Allianz SE's (ALIZY) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Allianz SE pass AAOIFI screening?

Allianz SE (ALIZY) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (ALIZY: 23.2%), (3) interest-bearing deposits below 30% (ALIZY: 394.6%), and (4) prohibited income below 5% (ALIZY: 21.1%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Allianz SE stock?

Allianz SE (ALIZY) has a non-permissible income ratio of 21.05%. Muslim investors should purify this percentage of any dividends received and capital gains realized from ALIZY shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Allianz SE for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Allianz SE (ALIZY) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about ALIZY's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

Is Allianz SE (ALIZY) halal? Not Halal. Based on AAOIFI screening, Allianz SE has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

ALIZY: Is Allianz SE Halal?

Not Halal

Allianz SE

OTCFinancial ServicesDE

$45.76

-0.24%

تجنّبعلى الحدّنظيف

About Allianz SE

Allianz SE, through its various subsidiaries, operates as a global financial services conglomerate, specializing in property-casualty insurance, life and health insurance, and comprehensive asset management services. Its Property-Casualty division offers a wide array of insurance coverage, including policies for motor vehicle liability and damage, personal accident, general liability, fire and property protection, legal expenses, credit risk, and travel, catering to both individual consumers and corporate clients. The Life/Health segment provides diverse life and health protection plans, available to individuals and groups alike. These offerings encompass annuities, endowment and term life policies, unit-linked and investment-focused products, alongside private and supplementary health coverage, and long-term care provisions. Allianz's Asset Management arm delivers investment products and advisory services to third-party investors, including institutional and retail clients. Its portfolio spans equity and fixed-income funds, diversified multi-asset strategies, and alternative investments such such as infrastructure debt and equity, tangible real assets, liquid alternative strategies, and customized solutions. The Corporate and Other segment extends banking services to retail customers and facilitates digital investment platforms. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.

Sector: Financial Services · Industry: Insurance - Diversified

Shariah Compliance Status

معيار أيوفي 21تحديث ١٩ يونيو ٢٠٢٦

Non-Compliant

Fails Shariah screening

0Score

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Insurance - Diversified

Financial Ratio Screen

Failed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap23.2% / 30.0%

Compliance History

Not Halal, unchanged since Jun 2026.

No status changes recorded since we began tracking.

Tracked since Jun 2026. Updates automatically on each re-screen.

Screened: Jun 19, 2026Fiscal: FY 2025Source: FMP-ADR

Financial Overview

Market Cap

174.0B

Price

$45.76

Sector

Financial Services

Industry

Insurance - Diversified

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

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SLVA+

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$36.03

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IPCXA+

Inflection Point Acquisition Corp. III

$10.31

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الأسئلة الشائعة

هل Allianz SE (ALIZY) حلال للاستثمار؟

Allianz SE (ALIZY) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

لماذا حصل Allianz SE على تقييم توافق F؟

Allianz SE (ALIZY) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 23.2% (limit 30%); interest-bearing deposits of 394.6% (limit 30%); prohibited income of 21.05% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

ما الذي قد يغير حكم Allianz SE الشرعي؟

Allianz SE's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

كم مرة يُعاد فحص Allianz SE للتوافق الشرعي؟

Allianz SE (ALIZY) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jun 19, 2026.

مفحوص وفق معيار أيوفي رقم 21 · لأغراض إعلامية فقط. استشر مستشاراً مالياً إسلامياً مؤهلاً قبل الاستثمار.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.