Is PayPal Holdings, Inc. (PYPL) halal? Doubtful. Based on AAOIFI screening, PayPal Holdings, Inc. passes the business activity screen but has financial ratios approaching AAOIFI limits with a compliance score of 32/100 (Grade: C-).

PayPal Holdings, Inc. logo

PYPL — Is PayPal Holdings, Inc. Halal?

Doubtful

PayPal Holdings, Inc.

NASDAQFinancial ServicesUS

$40.81

+0.83%

Read Full Analysis

Is PayPal (PYPL) Stock Halal? Shariah Compliance Analysis

Why This Stock Is Doubtful

  • Debt-to-market-cap ratio is 25.7% — approaching the 30% AAOIFI limit
  • Interest-bearing deposits are 26.8% of market cap — near the 30% threshold

Stocks are marked Doubtful when financial ratios pass but approach AAOIFI thresholds. Consider consulting a qualified scholar for a definitive ruling.

Shariah Compliance Status

Based on AAOIFI screening standards

C-

Borderline

Borderline compliance — monitor closely

32Score

Business Activity Screen

Passed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Financial Ratio Screen

Passed

Financial ratios must be below AAOIFI thresholds

Debt / Market Cap25.7% / 30.0%
Interest-Bearing Deposits / Market Cap26.8% / 30.0%
Screened: Feb 11, 2026Fiscal: 2025-FYSource: FMP

Purify Your PYPL Dividends

1.6% non-compliant income

PYPL has 1.6% prohibited income. Calculate exactly how much of your dividends to donate.

Financial Overview

Market Cap

38.2B

Price

$40.81

Sector

Financial Services

Industry

Financial - Credit Services

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Disclaimer: This screening is for informational purposes only and does not constitute financial or religious advice. Compliance status is based on AAOIFI guidelines and publicly available financial data. Individual scholars may have different views. Always consult with a qualified Islamic finance advisor before making investment decisions.