Is PayPal Holdings, Inc. (PYPL) halal? Doubtful. Based on AAOIFI screening, PayPal Holdings, Inc. passes the business activity screen but has financial ratios approaching AAOIFI limits with a compliance score of 56/100 (Grade: C+).
PYPL β Is PayPal Holdings, Inc. Halal?
DoubtfulPayPal Holdings, Inc.
$44.53
-1.46%
About PayPal Holdings, Inc.
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.
Sector: Financial Services Β· Industry: Financial - Credit Services
Read Full Analysis
Is PayPal (PYPL) Stock Halal? Shariah Compliance Analysis
Why This Stock Is Doubtful
- Debt is 27.7% of market cap β only 2.3 points below the 30% AAOIFI limit
- Interest-bearing deposits are 25.3% of market cap β only 4.7 points below the 30% limit
Stocks are marked Doubtful when financial ratios pass but approach AAOIFI thresholds. Consider consulting a qualified scholar for a definitive ruling.
Shariah Compliance Status
Based on AAOIFI screening standards
Fair
Some financial ratios approaching limits
Business Activity Screen
PassedChecks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)
Financial Ratio Screen
PassedFinancial ratios must be below AAOIFI thresholds
Compliance History
Doubtful β unchanged since Jun 2026.
No status changes recorded since we began tracking.
Tracked since Jun 2026. Updates automatically on each re-screen.
Purify Your PYPL Dividends
Calculate your purification amount for PYPL dividends based on AAOIFI standards.
Financial Overview
Market Cap
39.3B
Price
$44.53
Sector
Financial Services
Industry
Financial - Credit Services
More Financial Services Stocks
Track PYPL and 10,000+ stocks with AI insights
Create your free account to unlock AI-powered compliance analysis, track your portfolio, calculate purification, and get unlimited AAOIFI screening.
Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.