AAOIFI Shari'a screening · Reviewed September 16, 2026
Is AAPL halal in 2026?
Apple (AAPL) is rated Halal on AAOIFI Shari'a screening as of October 2026, with a 88/100 compliance score. Direct verdict, the ratios vs thresholds, how to purify, and the scholarly basis.
Yes. Apple (AAPL) is currently halal under AAOIFI Shari'a Standard No. 21: HalalScreener rates it Halal, 88 out of 100, grade A, on a screen dated October 15, 2026. Its core business (hardware, software, and services) is permissible, interest-bearing debt is 1.6% of market cap against a 30% limit, and non-permissible income is well clear of the limit. A small purification of the non-permissible-income share of dividends and gains is recommended as a precaution.
Live screen
| Verdict | Halal |
| Score | 88/100 |
| Grade | A |
| Interest-bearing debt / market cap | 1.6% (< 30%) |
| Interest-bearing deposits | well clear of the limit |
| Prohibited income | well clear of the limit |
| Screened | October 15, 2026 |
Apple designs and sells the iPhone, Mac, iPad, Apple Watch, and a large services business (App Store, iCloud, Apple Music, payments). None of these revenue streams are prohibited under AAOIFI Shari'a Standard No. 21: there is no alcohol, tobacco, gambling, conventional lending, or adult content in Apple's core activities.
On the quantitative screens Apple is comfortably clean. Interest-bearing debt is 1.6% of market capitalization, far below the 30% AAOIFI ceiling, and interest-bearing deposits and securities are well clear of the limit. Non-permissible income, mostly interest earned on Apple's cash and marketable securities, is well clear of the limit (the 5% threshold).
Because Apple holds a large portfolio of cash and marketable securities that earn some interest, the conservative practice is to purify a small share of what you receive. Apple pays a modest dividend, so purify the non-permissible-income share shown on the live AAPL page from both dividends and realized capital gains. HalalScreener's purification calculator gives an exact figure for your position size.
Methodology
Verdict applies the methodology of AAOIFI Shari'a Standard No. 21: Financial Papers (Shares and Bonds): qualitative screening for prohibited business activities, plus three quantitative caps. Interest-bearing debt < 30% of market cap, interest-bearing securities < 30%, and non-permissible income < 5% of revenue.
Sources and scholars
- AAOIFI Shari'a Standard No. 21: Financial Papers (Shares and Bonds)
- Wahed Invest Shari'a Supervisory Board
- Amana Mutual Funds (Saturna) Shari'a Supervisory Board
Frequently asked
Is AAPL halal in 2026?
Yes. Apple passes both AAOIFI screens: its business lines are permissible, interest-bearing debt is 1.6% of market cap (against a 30% limit), and non-permissible income is well clear of the limit (a 5% limit). On a October 15, 2026 screen HalalScreener rates it Halal, 88 out of 100. A precautionary purification of the small non-permissible-income share is recommended.
How much should I purify from Apple dividends?
Purify the share of the dividends and realized capital gains you receive that matches the small portion of Apple's income coming from interest on its cash and securities. That share moves with every quarterly filing, so take the current figure from the live AAPL page or HalalScreener's purification calculator.
Does Apple's App Store or financing business make it haram?
No. App Store and services revenue is permissible. Apple Card is operated by a partner bank and its interest income belongs to that bank, not to Apple's screened revenue. Apple's own non-permissible income is well clear of the limit (the 5% AAOIFI threshold).
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