Musaffa vs Zoya vs HalalScreener
Comparing two popular halal stock screeners, and why HalalScreener beats both. See how they compare on features, pricing, screening methodology, and more.
$9.99/mo
HalalScreener Price
$11.99/mo (Musaffa) / $8.29/mo annual (Zoya)
Musaffa vs Zoya Price
10,000+
HalalScreener Stocks
~30,000 Global (Musaffa) / ~4,000 US (Zoya)
Musaffa vs Zoya Stocks
Feature-by-Feature Comparison
| Feature | HalalScreener | Musaffa vs Zoya |
|---|---|---|
| Monthly Price | $9.99/mo | $8.29-$11.99/mo |
| Free Tier | ||
| Stocks Covered | 10,000+ US | 4,000-30,000 |
| Screening Standard | AAOIFI No. 21 | Custom/DJIM |
| AI Compliance Insights | ||
| Full Ratio Breakdowns | Musaffa only | |
| Purification Calculator | ||
| Zakat Calculator | Zoya only | |
| Portfolio Tracking | ||
| Developer API | ||
| Telegram Bot | ||
| Arabic Language | ||
| 7-Day Free Trial | ||
| Mobile App |
Screening Methodology
HalalScreener
AAOIFI Standard No. 21
Uses the globally recognized AAOIFI standard, the gold standard for Shariah-compliant investing. Both qualitative (business activity) and quantitative (financial ratio) screens are applied with transparent thresholds.
Musaffa vs Zoya
AAOIFI + DJIM (Musaffa) / AAOIFI Custom (Zoya)
Musaffa uses AAOIFI combined with Dow Jones Islamic Market (DJIM) standards. Zoya uses AAOIFI with custom enhancements. Neither follows strict AAOIFI Standard No. 21 as implemented by HalalScreener, which applies globally recognized thresholds without proprietary modifications.
HalalScreener Advantages
- Only screener with AI-powered compliance explanations (neither Musaffa nor Zoya have this)
- Developer API for building custom halal investing tools (unique to HalalScreener)
- Telegram bot for instant stock screening on the go
- Full Arabic language support (neither Musaffa nor Zoya offer this)
- 7-day free trial, cancel anytime
- Strict AAOIFI Standard No. 21, no proprietary modifications or DJIM blending
- Zakat calculator included (Musaffa lacks this)
Musaffa vs Zoya Strengths
- Musaffa covers 30,000+ global stocks across international exchanges
- Zoya has a native iOS and Android mobile app
- Both have established user communities and longer track records
- Musaffa offers multiple screening standards (AAOIFI + DJIM)
The Verdict
Both Musaffa and Zoya are solid halal screeners, but each has gaps. Musaffa covers more global stocks but lacks AI insights and developer tools. Zoya has a cleaner mobile app but fewer features. HalalScreener beats both with AI-powered compliance explanations, a Developer API, Telegram bot, Arabic support, and a strict AAOIFI No. 21 methodology. All starting free with a 7-day trial.
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