Musaffa vs Zoya vs HalalScreener
Comparing two popular halal stock screeners, and why HalalScreener beats both. See how they compare on features, pricing, screening methodology, and more.
$9.99/mo
HalalScreener Price
$20/mo list, $8/mo on offer (Musaffa) / $14.99/mo (Zoya)
Musaffa vs Zoya Price
8,200+
HalalScreener Stocks
120,000+ stocks (Musaffa) / 12 markets plus OTC (Zoya)
Musaffa vs Zoya Stocks
Feature-by-Feature Comparison
| Feature | HalalScreener | Musaffa vs Zoya |
|---|---|---|
| Monthly Price | $9.99/mo | Musaffa $20/mo list ($8/mo on offer), Zoya $14.99/mo |
| Free Tier | ||
| Stocks Covered | 7,100+ US | 120,000+ (Musaffa), 12 markets (Zoya) |
| Screening Standard | AAOIFI No. 21 | AAOIFI |
| AI Compliance Insights | ||
| Full Ratio Breakdowns | Paid plans | Paid plans |
| Purification Calculator | ||
| Zakat Calculator | ||
| Portfolio Tracking | ||
| Developer API | ||
| Telegram Bot | ||
| Arabic Language | ||
| 7-Day Free Trial | ||
| Mobile App | ||
| AI Assistant Connector (MCP) | Premium | |
| Sunni & Shia Rulings Side by Side |
Screening Methodology
HalalScreener
AAOIFI Standard No. 21
Uses the globally recognized AAOIFI standard, the gold standard for Shariah-compliant investing. Both qualitative (business activity) and quantitative (financial ratio) screens are applied with transparent thresholds.
Musaffa vs Zoya
AAOIFI based (Musaffa) / AAOIFI by default (Zoya)
Musaffa's own FAQ says its screening criteria are AAOIFI based, with results under 8 more Shariah standards coming soon. Zoya states that AAOIFI is its default standard. HalalScreener applies AAOIFI Standard No. 21 and publishes every threshold openly.
HalalScreener Advantages
- AI-powered compliance explanations that tell you why a stock passes or fails
- Developer API for building custom halal investing tools (unique to HalalScreener)
- Telegram bot for instant stock screening on the go
- Full Arabic language support (neither Musaffa nor Zoya offer this)
- 7-day free trial, cancel anytime
- AAOIFI Standard No. 21 with every threshold published openly
- Debt ratio and compliance grade on the free tier, where the free plans of Musaffa and Zoya show the status only
- Verdicts inside Claude and ChatGPT through the HalalScreener MCP connector (Premium), which neither site lists
- Sunni and Shia rulings side by side in the AI Scholar
Musaffa vs Zoya Strengths
- Musaffa states coverage of 120,000+ stocks and 8,200+ ETFs across 150+ markets
- Zoya has a native iOS and Android mobile app
- Both have established user communities and longer track records
- Musaffa's offer price of $8/mo (60% off a $20/mo list price when checked on 27 September 2026) is below HalalScreener's $9.99/mo
The Verdict
Both Musaffa and Zoya are solid halal screeners, but each has gaps. Musaffa covers more global stocks but lacks AI insights and developer tools. Zoya has a cleaner mobile app but fewer features. HalalScreener beats both with AI-powered compliance explanations, a Developer API, Telegram bot, Arabic support, and an AAOIFI No. 21 methodology with every threshold published openly. All starting free with a 7-day trial.
Try HalalScreener FreeCheck a verdict yourself
Our screener grades US-listed stocks, ETFs, and crypto against AAOIFI Standard 21, plus major global companies through their US ADRs and Bursa Malaysia listings. The verdict, grade, and debt ratio are free.
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