Senmiao Technology Limited

AIHS: Is Senmiao Technology Limited Halal?

Senmiao Technology Limited

NASDAQIndustrialsCN

$1.55

+8.39%

Market Cap: 22.6M

Compliance Status

Not Halal

Screened on Aug 26, 2026 · AAOIFI Standard 21

F

Non-Compliant

0Score

Is Senmiao Technology Limited (AIHS) halal? Not Halal. Based on AAOIFI screening, Senmiao Technology Limited passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

Business activity

What the company sells is permissible.

Passed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

0.3% of 30.0% limit

What this means for you

Most scholars advise not holding AIHS

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Senmiao Technology Limited

Senmiao Technology Limited operates within the People's Republic of China, concentrating its efforts on the automotive industry by providing a diverse array of vehicle transaction and associated services. The company extends car rental options to individual clientele and delivers auto financing solutions, primarily through leasing agreements. Beyond this, its operations encompass direct automobile sales, expediting both vehicle acquisitions and their financial backing, and furnishing crucial support amenities to drivers engaged in online ride-hailing platforms. Management and guarantee services are also key components of its comprehensive offerings. Established in 2014, Senmiao Technology Limited maintains its corporate headquarters in Chengdu, People's Republic of China.

Sector: Industrials · Industry: Rental & Leasing Services

Shariah Compliance Status

AAOIFI Standard 21Updated Aug 26, 2026

Compliance History

Not Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: Q1 2027Data source: EDGAR
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Frequently Asked Questions

Is Senmiao Technology Limited (AIHS) halal to invest in?
Senmiao Technology Limited (AIHS) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did Senmiao Technology Limited get a F compliance rating?
Senmiao Technology Limited (AIHS) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 0.3% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Senmiao Technology Limited's Shariah verdict?
Senmiao Technology Limited's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Senmiao Technology Limited re-screened for Shariah compliance?
Senmiao Technology Limited (AIHS) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Aug 26, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.