What is Alkami Technology, Inc.'s Shariah compliance score?

Alkami Technology, Inc. (ALKT) has a Shariah compliance score of 64/100 (Grade: B, Acceptable) based on AAOIFI screening standards. Scores above 70 typically indicate strong compliance. The score factors in business activity screening and financial ratio analysis including debt levels, interest-bearing deposits, and prohibited income percentages. View the full breakdown at HalalScreener.app.

Does Alkami Technology, Inc. pass AAOIFI screening?

Alkami Technology, Inc. (ALKT) passes AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (ALKT: 19.8%), (3) interest-bearing deposits below 30% (ALKT: 5.1%), and (4) prohibited income below 5% (ALKT: 3.1%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Alkami Technology, Inc. stock?

Alkami Technology, Inc. (ALKT) has a non-permissible income ratio of 3.06%. Muslim investors should purify this percentage of any dividends received and capital gains realized from ALKT shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Alkami Technology, Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Alkami Technology, Inc. (ALKT) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about ALKT's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

ALKT: Is Alkami Technology, Inc. Halal?

Alkami Technology, Inc.

NASDAQTechnologyUS

$19.02

+1.60%

Market Cap: 2.0B

Compliance Status

Halal

Screened on Jul 17, 2026 · AAOIFI Standard 21

Acceptable

64Score

Is Alkami Technology, Inc. (ALKT) halal? Halal. Based on AAOIFI screening, Alkami Technology, Inc. passes both qualitative (business activity) and quantitative (financial ratio) screens with a compliance score of 64/100 (Grade: B).

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Within the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

19.8% of 30.0% limit

What this means for you

You can own ALKT

It passes both the business activity and financial ratio screens under AAOIFI Standard 21.

Purify 3.1% of your income from ALKT

That is about $3.10 of every $100 you earn from it. Donate this share to charity.

Calculate my exact amount

About Alkami Technology, Inc.

Alkami Technology, Inc. specializes in delivering a cutting-edge, cloud-based digital banking platform throughout the United States. This innovative platform is designed to empower financial institutions by streamlining customer acquisition and engagement, fostering revenue growth, and significantly boosting operational efficiency. These capabilities are underpinned by Alkami's exclusive, multi-tenant cloud architecture. The company provides a comprehensive suite of end-to-end software solutions, which include the core Alkami Platform, specialized Retail Banking Solutions, Business Banking Solutions, and "The Alkami Difference" offerings. Alkami serves a diverse range of financial entities, such as community and regional banks, credit unions, and both consumer and commercial banking sectors. Founded in 2009, Alkami Technology, Inc. is headquartered in Plano, Texas.

Sector: Technology · Industry: Software - Application

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 17, 2026

Compliance History

Halal, unchanged since Jun 2026.

No status changes recorded since we began tracking.

Tracked since Jun 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: EDGAR

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Frequently Asked Questions

Is Alkami Technology, Inc. (ALKT) halal to invest in?

Based on AAOIFI Standard 21 screening, Alkami Technology, Inc. (ALKT) is rated Halal with a compliance grade of B (Acceptable). It passes both the business activity screen (no primary involvement in prohibited sectors) and the quantitative financial ratio screen (debt, interest deposits, and prohibited income all below AAOIFI thresholds).

Why did Alkami Technology, Inc. get a B compliance rating?

Alkami Technology, Inc. (ALKT) received a grade of B (Acceptable) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 19.8% (limit 30%); interest-bearing deposits of 5.1% (limit 30%); prohibited income of 3.06% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Alkami Technology, Inc.'s Shariah verdict?

Alkami Technology, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Alkami Technology, Inc. re-screened for Shariah compliance?

Alkami Technology, Inc. (ALKT) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 17, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.