What is Blend Labs, Inc.'s Shariah compliance score?

Blend Labs, Inc. (BLND) has a Shariah compliance score of 63/100 (Grade: B, Acceptable) based on AAOIFI screening standards. Scores above 70 typically indicate strong compliance. The score factors in business activity screening and financial ratio analysis including debt levels, interest-bearing deposits, and prohibited income percentages. View the full breakdown at HalalScreener.app.

Does Blend Labs, Inc. pass AAOIFI screening?

Blend Labs, Inc. (BLND) passes AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (BLND: 0.0%), (3) interest-bearing deposits below 30% (BLND: 19.7%), and (4) prohibited income below 5% (BLND: 4.1%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Blend Labs, Inc. stock?

Blend Labs, Inc. (BLND) has a non-permissible income ratio of 4.10%. Muslim investors should purify this percentage of any dividends received and capital gains realized from BLND shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Blend Labs, Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Blend Labs, Inc. (BLND) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about BLND's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

BLND: Is Blend Labs, Inc. Halal?

Blend Labs, Inc.

NYSETechnologyUS

$1.66

-4.60%

Market Cap: 401.9M

Compliance Status

Halal

Screened on Jul 18, 2026 · AAOIFI Standard 21

Acceptable

63Score

Is Blend Labs, Inc. (BLND) halal? Halal. Based on AAOIFI screening, Blend Labs, Inc. passes both qualitative (business activity) and quantitative (financial ratio) screens with a compliance score of 63/100 (Grade: B).

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

0.0% of 30.0% limit

What this means for you

You can own BLND

It passes both the business activity and financial ratio screens under AAOIFI Standard 21.

Purify 4.1% of your income from BLND

That is about $4.10 of every $100 you earn from it. Donate this share to charity.

Calculate my exact amount

About Blend Labs, Inc.

Blend Labs, Inc. provides cloud-based software platform solutions for financial services firms in the United States. It operates in two segments, Blend Platform and Title365. The company offers a suite of white-label products for mortgages, home equity loans and lines of credit, vehicle loans, personal loans, credit cards, and deposit accounts. It also provides a suite of mortgage products that facilitates homeownership journey for consumers comprising close, income verification for mortgage, homeowners insurance, and realty. In addition, the company offers title search procedures for title insurance policies, escrow, and other closing and settlement services, as well as other trustee services; and professional and consulting services. It serves banks, credit unions, financial technology companies, and non-bank mortgage lenders. Blend Labs, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Sector: Technology · Industry: Software - Application

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 18, 2026

Compliance History

Halalnow
since Jun 2026
Not Halal
until the change above

Tracked since Jun 2026. Updates automatically on each re-screen.

Fiscal: Q1 2026Data source: EDGAR

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Frequently Asked Questions

Is Blend Labs, Inc. (BLND) halal to invest in?

Based on AAOIFI Standard 21 screening, Blend Labs, Inc. (BLND) is rated Halal with a compliance grade of B (Acceptable). It passes both the business activity screen (no primary involvement in prohibited sectors) and the quantitative financial ratio screen (debt, interest deposits, and prohibited income all below AAOIFI thresholds).

Why did Blend Labs, Inc. get a B compliance rating?

Blend Labs, Inc. (BLND) received a grade of B (Acceptable) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 0.0% (limit 30%); interest-bearing deposits of 19.7% (limit 30%); prohibited income of 4.10% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Blend Labs, Inc.'s Shariah verdict?

Blend Labs, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Blend Labs, Inc. re-screened for Shariah compliance?

Blend Labs, Inc. (BLND) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 18, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.