BMWYY: Is Bayerische Motoren Werke AG Halal?
Bayerische Motoren Werke AG
$29.21
Price as of Sep 14, 2026
Market Cap: 18.7B
Screened on a market cap of 37.7B
Compliance Status
Not Halal
Screened on Sep 14, 2026 · AAOIFI Standard 21
Non-Compliant
Is Bayerische Motoren Werke AG (BMWYY) halal? Not Halal. Based on AAOIFI screening, Bayerische Motoren Werke AG passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).
Quote this verdict
HalalScreener rates Bayerische Motoren Werke AG (BMWYY) Not Halal, 0/100, grade F under AAOIFI Standard 21, screened Sep 14, 2026. Source: https://halalscreener.app/en/stock/BMWYY
Business activity
What the company sells is permissible.
Company debt
Over the limitHow much the company borrows, compared to its total value. AAOIFI allows up to 30%.
The verdict above is final and free.
Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.
Screened according to AAOIFI Standard 21
What this means for you
Most scholars advise not holding BMWYY
It does not pass AAOIFI Shariah screening.
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About Bayerische Motoren Werke AG
Bayerische Motoren Werke Aktiengesellschaft, or BMW AG, is a global enterprise that develops, manufactures, and distributes a wide range of automobiles, motorcycles, and associated spare parts and accessories. Its operations are organized into three primary business segments: Automotive, Motorcycles, and Financial Services. The Automotive division is responsible for the design, production, assembly, and worldwide sale of vehicles, components, accessories, and mobility services under its prestigious BMW, MINI, and Rolls-Royce brands. These products reach consumers primarily through a network of independent and officially authorized dealerships. Meanwhile, the Motorcycles division focuses on the development, manufacturing, assembly, and sale of motorcycles and scooters, along with their spare parts and accessories, all marketed under the BMW Motorrad brand. Lastly, the Financial Services segment provides a suite of offerings, including vehicle leasing, financing for both retail customers and dealerships, multi-brand fleet management, customer deposit services, and insurance products. This segment also delivers fleet management solutions through its Alphabet brand. Founded in 1916, the company maintains its corporate headquarters in Munich, Germany.
Sector: Consumer Cyclical · Industry: Auto - Manufacturers
Why this does not pass
- Interest-bearing debt is 237.4% of market cap, over the 30% AAOIFI limit.
- Interest-bearing deposits are over the 30% limit.
Screened under AAOIFI Standard 21. The exact figure behind this is part of Pro; the failing check and its limit are always free.
Shariah Compliance Status
See which ratio caused the failure.
See the exact debt ratio, interest income %, and prohibited revenue that caused the failure. Know before you sell or hold.
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The verdict above is final and free.
Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.
Screened according to AAOIFI Standard 21
Compliance History
Not Halal, unchanged since Jun 2026.
No status changes recorded since we began tracking.
Tracked since Jun 2026. Updates automatically on each re-screen.
Halal Alternatives in Consumer Cyclical
This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:
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Frequently Asked Questions
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Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.
Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.