Bayerische Motoren Werke AG

BMWYY: Is Bayerische Motoren Werke AG Halal?

Bayerische Motoren Werke AG

OTCConsumer CyclicalDE

$29.21

+4.62%

Market Cap: 18.7B

Compliance Status

Not Halal

Screened on Jul 30, 2026 · AAOIFI Standard 21

F

Non-Compliant

0Score

Is Bayerische Motoren Werke AG (BMWYY) halal? Not Halal. Based on AAOIFI screening, Bayerische Motoren Werke AG passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

245.4% of 30.0% limit

What this means for you

Most scholars advise not holding BMWYY

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Bayerische Motoren Werke AG

Bayerische Motoren Werke Aktiengesellschaft, or BMW AG, is a global enterprise that develops, manufactures, and distributes a wide range of automobiles, motorcycles, and associated spare parts and accessories. Its operations are organized into three primary business segments: Automotive, Motorcycles, and Financial Services. The Automotive division is responsible for the design, production, assembly, and worldwide sale of vehicles, components, accessories, and mobility services under its prestigious BMW, MINI, and Rolls-Royce brands. These products reach consumers primarily through a network of independent and officially authorized dealerships. Meanwhile, the Motorcycles division focuses on the development, manufacturing, assembly, and sale of motorcycles and scooters, along with their spare parts and accessories, all marketed under the BMW Motorrad brand. Lastly, the Financial Services segment provides a suite of offerings, including vehicle leasing, financing for both retail customers and dealerships, multi-brand fleet management, customer deposit services, and insurance products. This segment also delivers fleet management solutions through its Alphabet brand. Founded in 1916, the company maintains its corporate headquarters in Munich, Germany.

Sector: Consumer Cyclical · Industry: Auto - Manufacturers

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 30, 2026

Compliance History

Not Halal, unchanged since Jun 2026.

No status changes recorded since we began tracking.

Tracked since Jun 2026. Updates automatically on each re-screen.

Fiscal: FY 2023Data source: FMP-ADR

Halal Alternatives in Consumer Cyclical

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

Marriott International, Inc.
MARA+

Marriott International, Inc.

$346.83

-0.85%

Forward Industries, Inc.
FWDIA+

Forward Industries, Inc.

$3.96

+11.86%

Tractor Supply Company
TSCOA+

Tractor Supply Company

$30.24

+1.65%

Gentex Corporation
GNTXA+

Gentex Corporation

$24.35

-2.25%

Modine Manufacturing Company
MODA+

Modine Manufacturing Company

$244.49

-8.44%

More Consumer Cyclical Stocks

AMZN

Amazon.com, Inc.

A+

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A

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The Home Depot, Inc.

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MCD

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BKNG

Booking Holdings Inc.

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LOW

Lowe's Companies, Inc.

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Frequently Asked Questions

Is Bayerische Motoren Werke AG (BMWYY) halal to invest in?
Bayerische Motoren Werke AG (BMWYY) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did Bayerische Motoren Werke AG get a F compliance rating?
Bayerische Motoren Werke AG (BMWYY) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 245.4% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Bayerische Motoren Werke AG's Shariah verdict?
Bayerische Motoren Werke AG's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Bayerische Motoren Werke AG re-screened for Shariah compliance?
Bayerische Motoren Werke AG (BMWYY) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 30, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.