Cementos Pacasmayo S.A.A.

CPAC: Is Cementos Pacasmayo S.A.A. Halal?

Cementos Pacasmayo S.A.A.

NYSEBasic MaterialsPE

$11.70

-0.17%

Market Cap: 1.0B

Compliance Status

Not Halal

Screened on Jul 18, 2026 · AAOIFI Standard 21

F

Non-Compliant

0Score

Is Cementos Pacasmayo S.A.A. (CPAC) halal? Not Halal. Based on AAOIFI screening, Cementos Pacasmayo S.A.A. passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

142.6% of 30.0% limit

What this means for you

Most scholars advise not holding CPAC

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Cementos Pacasmayo S.A.A.

Cementos Pacasmayo S.A.A. (CPAC) is a prominent Peruvian enterprise engaged in the manufacturing, distribution, and sale of cement and related building materials throughout Peru. Its operations are structured into three primary business units: Cement, Concrete and Precast Products; Quicklime; and the provision of Construction Supplies. The company's core product is cement, which is crucial for a broad spectrum of applications, ranging from residential and commercial construction endeavors to significant civil engineering projects. Beyond cement, CPAC produces ready-mix concrete, directly delivered and utilized at construction sites, alongside a diverse array of concrete precast elements. These precast items include paving units (such as paver stones for pedestrian walkways), various types of bricks for partition walls, and other concrete components for both structural and non-structural uses. The company also offers other cement-based goods. Furthermore, Cementos Pacasmayo produces and supplies quicklime, an essential raw material for various industrial sectors, including steel manufacturing, food processing, fishing, chemical production, mining, and agriculture. To augment its proprietary offerings, the company also distributes construction materials manufactured by external parties, such as steel rebars, cables, and pipes. As of March 31, 2022, its robust distribution system included 240 independent retail outlets and 379 hardware stores. Cementos Pacasmayo also directly supplies its products to other retailers, private construction enterprises, and governmental bodies. The company was founded in 1949, with its main office located in Lima, Peru. Cementos Pacasmayo S.A.A. operates as a subsidiary of Inversiones ASPI S.A.

Sector: Basic Materials · Industry: Construction Materials

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 18, 2026

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

Halal Alternatives in Basic Materials

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

Free · No credit card required

Track CPAC and 10,000+ stocks with AI insights

Create your free account to unlock AI-powered compliance analysis, track your portfolio, calculate purification, and get unlimited AAOIFI screening.

10,000+ assets AAOIFI standards Free watchlist

Frequently Asked Questions

Is Cementos Pacasmayo S.A.A. (CPAC) halal to invest in?
Cementos Pacasmayo S.A.A. (CPAC) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did Cementos Pacasmayo S.A.A. get a F compliance rating?
Cementos Pacasmayo S.A.A. (CPAC) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 142.6% (limit 30%); interest-bearing deposits of 5.3% (limit 30%); prohibited income of 0.50% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Cementos Pacasmayo S.A.A.'s Shariah verdict?
Cementos Pacasmayo S.A.A.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Cementos Pacasmayo S.A.A. re-screened for Shariah compliance?
Cementos Pacasmayo S.A.A. (CPAC) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 18, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.