What is Torrid Holdings Inc.'s Shariah compliance score?

Torrid Holdings Inc. (CURV) has a Shariah compliance score of 0/100 (Grade: F, Non-Compliant). AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%.

Does Torrid Holdings Inc. pass AAOIFI screening?

Torrid Holdings Inc. (CURV) does not pass AAOIFI Shariah screening. AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%. CURV's debt-to-market-cap is 114.5%.

How much purification is needed for Torrid Holdings Inc.?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the percentage and amount for Torrid Holdings Inc. (CURV) using the latest financial data.

Where can I screen Torrid Holdings Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Torrid Holdings Inc. (CURV) and 8,200+ securities. US-listed stocks and ETFs are screened under AAOIFI Standard No. 21. Bursa Malaysia securities carry the Securities Commission Malaysia's official status. Coins are screened separately, under published scholarly opinion. The verdict is free, with no credit card or signup required for basic screening. The compliance grade, score, and debt ratio are free too; the full ratio breakdown is part of Pro.

CURVNot HalalF

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CURV: Is Torrid Holdings Inc. Halal?

Torrid Holdings Inc.

NYSEConsumer CyclicalUS

$2.35

Market Cap: 233.9M

Compliance Status

Not Halal

Screened on Sep 22, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Torrid Holdings Inc. (CURV) halal? Not Halal. Based on AAOIFI screening, Torrid Holdings Inc. passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

Quote this verdict

HalalScreener rates Torrid Holdings Inc. (CURV) Not Halal, 0/100, grade F under AAOIFI Standard 21, screened Sep 22, 2026. Source: https://halalscreener.app/en/stock/CURV

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

114.5% of 30.0% limit

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

Screened according to AAOIFI Standard 21

What this means for you

Most scholars advise not holding CURV

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

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About Torrid Holdings Inc.

Torrid Holdings Inc. is a North American retailer specializing in plus-size women's clothing and undergarments. The company oversees the complete product lifecycle, from conceptualization and development to merchandising, for its items marketed under the Torrid and Torrid Curve labels. Its diverse apparel collection encompasses shirts, pants, dresses, denim, activewear, lingerie, sleepwear, swimwear, and outerwear. In addition to clothing, Torrid also offers non-apparel items such as accessories, footwear, and beauty products. The company engages directly with consumers through its online e-commerce platform and a network of physical retail outlets. As of January 29, 2022, Torrid operated 624 stores distributed across all 50 U.S. states, Puerto Rico, and Canada. Torrid Holdings Inc. was established in 2019, with its main corporate office located in City of Industry, California.

Sector: Consumer Cyclical · Industry: Apparel - Retail

Why this does not pass

Interest-bearing debt is 114.5% of market cap, over the 30% AAOIFI limit.

Screened under AAOIFI Standard 21. The exact figure behind this is part of Pro; the failing check and its limit are always free.

Shariah Compliance Status

AAOIFI Standard 21Updated Sep 22, 2026

See which ratio caused the failure.

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Institutional-grade Shariah analysis

See why CURV is rated Not Halal with institutional-grade analysis

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

Screened according to AAOIFI Standard 21

Compliance History

Not Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: Q2 2026Data source: EDGAR

Halal Alternatives in Consumer Cyclical

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

0380.KLA+

Aquawalk Group Berhad

$0.14

+0.00%

0393.KLA+

Teamstar Berhad

$0.23

+0.00%

3573.KLA+

Lien Hoe Corporation Berhad

$0.10

+0.00%

3891.KLA+

Malayan United Industries Berhad

$0.05

+0.00%

5336.KLA+

CUCKOO International (MAL) Berhad

$0.34

-0.03%

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Frequently Asked Questions

Is Torrid Holdings Inc. (CURV) halal to invest in?

Torrid Holdings Inc. (CURV) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Torrid Holdings Inc. get a F compliance rating?

Torrid Holdings Inc. (CURV) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 114.5% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Torrid Holdings Inc.'s Shariah verdict?

Torrid Holdings Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Torrid Holdings Inc. re-screened for Shariah compliance?

Torrid Holdings Inc. (CURV) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Sep 22, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.