What is Dream Finders Homes, Inc.'s Shariah compliance score?

Dream Finders Homes, Inc. (DFH) has a Shariah compliance score of 0/100 (Grade: F, Non-Compliant). AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%.

Does Dream Finders Homes, Inc. pass AAOIFI screening?

Dream Finders Homes, Inc. (DFH) does not pass AAOIFI Shariah screening. AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%. DFH's debt-to-market-cap is 220.7%.

How much purification is needed for Dream Finders Homes, Inc.?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the percentage and amount for Dream Finders Homes, Inc. (DFH) using the latest financial data.

Where can I screen Dream Finders Homes, Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Dream Finders Homes, Inc. (DFH) and 8,200+ securities. US-listed stocks and ETFs are screened under AAOIFI Standard No. 21. Bursa Malaysia securities carry the Securities Commission Malaysia's official status. Coins are screened separately, under published scholarly opinion. The verdict is free, with no credit card or signup required for basic screening. The compliance grade, score, and debt ratio are free too; the full ratio breakdown is part of Pro.

DFHNot HalalF

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Compliance Status

Not Halal

Screened on Oct 12, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Dream Finders Homes, Inc. (DFH) halal? Not Halal. Based on AAOIFI screening, Dream Finders Homes, Inc. passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

Quote this verdict

HalalScreener rates Dream Finders Homes, Inc. (DFH) Not Halal, 0/100, grade F under AAOIFI Standard 21, screened Oct 12, 2026. Source: https://halalscreener.app/en/stock/DFH

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

220.7% of 30.0% limit

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

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Screened according to AAOIFI Standard 21

What this means for you

Most scholars advise not holding DFH

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

DFH: Is Dream Finders Homes, Inc. Halal?

Dream Finders Homes, Inc.

NYSEConsumer CyclicalUS

$8.79

Market Cap: 795.8M

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About Dream Finders Homes, Inc.

Dream Finders Homes, Inc. serves as a holding entity for Dream Finders Holdings LLC, operating primarily in the residential construction industry throughout the United States. The company focuses on designing, building, and selling a variety of single-family homes, ranging from starter homes to properties for first-time and second-time move-up buyers. Its development activities span major metropolitan areas including Charlotte, Raleigh, Jacksonville, Orlando, Denver, the greater Washington D.C. area, Austin, Dallas, and Houston. Beyond home construction, Dream Finders Homes is also a licensed mortgage broker, responsible for underwriting, originating, and selling mortgages to Prime Lending. Furthermore, it delivers insurance agency services, encompassing closing, escrow, and title insurance, in addition to broader mortgage banking solutions. The sale of its homes is handled by both its internal sales team and independent real estate brokers. The company was founded in 2008 and its main office is situated in Jacksonville, Florida.

Sector: Consumer Cyclical · Industry: Residential Construction

Why this does not pass

Interest-bearing debt is 220.7% of market cap, over the 30% AAOIFI limit.

Screened under AAOIFI Standard 21. The exact figure behind this is part of Pro; the failing check and its limit are always free.

Shariah Compliance Status

AAOIFI Standard 21Updated Oct 12, 2026

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Institutional-grade Shariah analysis

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PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

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Screened according to AAOIFI Standard 21

Compliance History

Not Halal, unchanged since Jun 2026.

No status changes recorded since we began tracking.

Tracked since Jun 2026. Updates automatically on each re-screen.

Fiscal: Q2 2026Data source: EDGAR

Halal Alternatives in Consumer Cyclical

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

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Teamstar Berhad

$0.23

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$0.10

+0.00%

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Malayan United Industries Berhad

$0.04

+0.00%

5336.KLA+

CUCKOO International (MAL) Berhad

$0.35

-0.01%

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Frequently Asked Questions

Is Dream Finders Homes, Inc. (DFH) halal to invest in?

Dream Finders Homes, Inc. (DFH) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Dream Finders Homes, Inc. get a F compliance rating?

Dream Finders Homes, Inc. (DFH) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 220.7% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Dream Finders Homes, Inc.'s Shariah verdict?

Dream Finders Homes, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Dream Finders Homes, Inc. re-screened for Shariah compliance?

Dream Finders Homes, Inc. (DFH) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Oct 12, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.