Fathom Holdings Inc.

FTHM: Is Fathom Holdings Inc. Halal?

Fathom Holdings Inc.

NASDAQReal EstateUS

$0.69

+4.14%

Market Cap: 23.0M

Compliance Status

Halal

Screened on Aug 26, 2026 · AAOIFI Standard 21

B

Acceptable

64Score

Is Fathom Holdings Inc. (FTHM) halal? Halal. Based on AAOIFI screening, Fathom Holdings Inc. passes both qualitative (business activity) and quantitative (financial ratio) screens with a compliance score of 64/100 (Grade: B).

Business activity

What the company sells is permissible.

Passed

Company debt

Close to the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

24.3% of 30.0% limit

What this means for you

You can own FTHM

It passes both the business activity and financial ratio screens under AAOIFI Standard 21.

Purification amount is Pro

We have screened FTHM's prohibited income, but the exact share you would need to purify is part of Pro.

About Fathom Holdings Inc.

Fathom Holdings Inc., established in 2010 and based in Cary, North Carolina, delivers cloud-powered real estate brokerage services across the Southern, Atlantic, Southwestern, and Western regions of the United States. The company operates through three core divisions: Real Estate Brokerage, which manages property transactions; Mortgage, focused on originating and underwriting residential loans; and Technology, providing Software-as-a-Service (SaaS) and data mining capabilities to external customers, while also developing its intelliAgent platform for internal real estate agents. Fathom offers an integrated real estate services platform, seamlessly combining residential brokerage, mortgage, title, and insurance offerings, all underpinned by its proprietary intelliAgent software. Its FathomRealty.com website serves as a central hub, connecting buyers, sellers, landlords, and tenants with a diverse range of properties available for purchase or rent. The robust intelliAgent technology platform provides a comprehensive toolkit for brokerages and agents, encompassing advanced technology solutions, efficient business processes, data analytics, reporting, training modules, customer relationship management (CRM) features, extensive social media and general marketing tools, a marketing resource library, and a marketplace for add-on services and third-party technologies. The company’s brand ecosystem comprises Fathom Realty, Dagley Insurance, Encompass Lending, intelliAgent, LiveBy, Real Results, Verus Title, and Cornerstone.

Sector: Real Estate · Industry: Real Estate - Services

Shariah Compliance Status

AAOIFI Standard 21Updated Aug 26, 2026

Compliance History

Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: Q2 2026Data source: EDGAR
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Frequently Asked Questions

Is Fathom Holdings Inc. (FTHM) halal to invest in?
Based on AAOIFI Standard 21 screening, Fathom Holdings Inc. (FTHM) is rated Halal with a compliance grade of B (Acceptable). It passes both the business activity screen (no primary involvement in prohibited sectors) and the quantitative financial ratio screen (debt, interest deposits, and prohibited income all below AAOIFI thresholds).
Why did Fathom Holdings Inc. get a B compliance rating?
Fathom Holdings Inc. (FTHM) received a grade of B (Acceptable) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 24.3% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Fathom Holdings Inc.'s Shariah verdict?
Fathom Holdings Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Fathom Holdings Inc. re-screened for Shariah compliance?
Fathom Holdings Inc. (FTHM) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Aug 26, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.