What is Holcim Ltd's Shariah compliance score?

Holcim Ltd (HCMLY) has a Shariah compliance score of 64/100 (Grade: B, Acceptable). AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%.

Does Holcim Ltd pass AAOIFI screening?

Holcim Ltd (HCMLY) is rated Doubtful under AAOIFI Shariah screening, which is neither a clear pass nor a clear fail. AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%. HCMLY's debt-to-market-cap is 25.3%.

How much purification is needed for Holcim Ltd?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the percentage and amount for Holcim Ltd (HCMLY) using the latest financial data.

Where can I screen Holcim Ltd for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Holcim Ltd (HCMLY) and 8,200+ securities. US-listed stocks and ETFs are screened under AAOIFI Standard No. 21. Bursa Malaysia securities carry the Securities Commission Malaysia's official status. Coins are screened separately, under published scholarly opinion. The verdict is free, with no credit card or signup required for basic screening. The compliance grade, score, and debt ratio are free too; the full ratio breakdown is part of Pro.

HCMLYDoubtfulB

Unlock full report, free

Is Holcim (HCMLY) Stock Halal?

Compliance Status

Doubtful

Screened on Oct 28, 2026 · AAOIFI Standard 21

Acceptable

64Score

Is Holcim Ltd (HCMLY) halal? Doubtful. Based on AAOIFI screening, Holcim Ltd passes the business activity screen but has financial ratios approaching AAOIFI limits with a compliance score of 64/100 (Grade: B).

Quote this verdict

HalalScreener rates Holcim Ltd (HCMLY) Doubtful, 64/100, grade B under AAOIFI Standard 21, screened Oct 28, 2026. Source: https://halalscreener.app/en/stock/HCMLY

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Close to the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

25.3% of 30.0% limit

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

Card needed, nothing charged today

Screened according to AAOIFI Standard 21

What this means for you

You may own HCMLY, with caution

Its numbers sit close to AAOIFI limits. Cautious investors may prefer alternatives or ask a scholar first.

Purification amount is Pro

We have screened HCMLY's prohibited income, but the exact share you would need to purify is part of Pro.

See plans

Share this verdict

A receipt-style image with the math on it, so whoever you send it to can check it.

HCMLY

Holcim Ltd

OTCBasic MaterialsCH

$16.66

Market Cap: 46.1B

Screened on a market cap of 37.6B

Get an email if HCMLY's halal status changes

We re-screen Holcim Ltd daily. If the verdict moves, you hear about it the same day.

Free. One click sets it up, and you can unsubscribe any time.

About Holcim Ltd

Holcim Ltd, a venerable company founded in 1833 and headquartered in Zug, Switzerland, functions as a global provider of construction materials and innovative solutions. Its expansive operations span across major regions, including Asia Pacific, Europe, Latin America, the Middle East, Africa, and North America. The company structures its business into four primary divisions: Cement, Aggregates, Ready-mix Concrete, and Solutions & Products. Its product portfolio encompasses fundamental construction components like cement, specialized hydraulic binders, clinker, and various other cementitious substances. Holcim also supplies aggregates, including crushed stone, gravel, and sand, alongside ready-mix concrete, precast concrete elements, asphalt, and diverse mortars. Additionally, the company extends its offerings to include contracting services, retail operations, and comprehensive waste management solutions. These materials and services are integral to a wide spectrum of construction endeavors, spanning: Infrastructure projects: such as roads, mining facilities, ports, dams, data centers, sports arenas, renewable energy sites like wind farms, and electric power plants. Building projects: encompassing residential developments (individual and collective), corporate offices, industrial and commercial facilities, and public sector structures. Affordable housing initiatives. Formerly known as LafargeHolcim Ltd, the company adopted its current name, Holcim Ltd, in May 2021.

Sector: Basic Materials · Industry: Construction Materials

Why This Stock Is Doubtful

Interest-bearing debt is 25.3% of market cap, only 4.7 points below the 30% AAOIFI limit.

Stocks are marked Doubtful when financial ratios pass but approach AAOIFI thresholds. Consider consulting a qualified scholar for a definitive ruling.

Shariah Compliance Status

AAOIFI Standard 21Updated Oct 28, 2026

AI Compliance InsightProSee plans

Revenue BreakdownProSee plans

Compliance History

Doubtfulnow
since Sep 2026
Halal
until the change above

Tracked since Jun 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP-ADR

More Basic Materials Stocks

LIN

Linde plc

APD

Air Products and Chemicals, Inc.

B+

ECL

Ecolab Inc.

CTVA

Corteva, Inc.

DuPont de Nemours, Inc.

B+

DOW

Dow Inc.

Free · No credit card required

Know the day HCMLY's verdict changes

A free account keeps watch on 3 stocks and emails you when a verdict moves. You also get 3 questions for the AI Scholar. No card needed.

Get Started Free Browse Screener

8,200+ assets AAOIFI standards Free watchlist

Frequently Asked Questions

Is Holcim Ltd (HCMLY) halal to invest in?

Holcim Ltd (HCMLY) is rated Doubtful under AAOIFI Standard 21. It passes the business activity screen but one or more financial ratios are approaching (though not yet exceeding) the AAOIFI thresholds (30% for debt and interest deposits, 5% for prohibited income). Consult a qualified Islamic finance scholar for a personal ruling.

Why did Holcim Ltd get a B compliance rating?

Holcim Ltd (HCMLY) received a grade of B (Acceptable) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 25.3% (limit 30%); interest-bearing deposits well clear of the 30% limit; prohibited income well clear of the 5% limit. The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Holcim Ltd's Shariah verdict?

Holcim Ltd's verdict is recalculated at every re-screen, including the one that follows each new quarterly or annual report. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Holcim Ltd re-screened for Shariah compliance?

Holcim Ltd (HCMLY) trades in the US as an ADR, so it is screened from the company's own financial statements in its home currency, currently those for fiscal year 2025, against its home-market market cap. It is re-screened about once a week. Last screened: Oct 28, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.