Does Jianzhi Education Technology Group Company Limited pass AAOIFI screening?

Jianzhi Education Technology Group Company Limited (JZ) does not pass AAOIFI Shariah screening. AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%. JZ's debt-to-market-cap is 83.0%.

How much purification is needed for Jianzhi Education Technology Group Company Limited?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the percentage and amount for Jianzhi Education Technology Group Company Limited (JZ) using the latest financial data.

Where can I screen Jianzhi Education Technology Group Company Limited for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Jianzhi Education Technology Group Company Limited (JZ) and 8,200+ securities. US-listed stocks and ETFs are screened under AAOIFI Standard No. 21. Bursa Malaysia securities carry the Securities Commission Malaysia's official status. Coins are screened separately, under published scholarly opinion. The verdict is free, with no credit card or signup required for basic screening. The compliance grade, score, and debt ratio are free too; the full ratio breakdown is part of Pro.

JZNot HalalF

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Compliance Status

Not Halal

Screened on Oct 9, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Jianzhi Education Technology Group Company Limited (JZ) halal? Not Halal. Based on AAOIFI screening, Jianzhi Education Technology Group Company Limited passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

Quote this verdict

HalalScreener rates Jianzhi Education Technology Group Company Limited (JZ) Not Halal, 0/100, grade F under AAOIFI Standard 21, screened Oct 9, 2026. Source: https://halalscreener.app/en/stock/JZ

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

83.0% of 30.0% limit

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

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Screened according to AAOIFI Standard 21

What this means for you

Most scholars advise not holding JZ

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

JZ: Is Jianzhi Education Technology Group Company Limited Halal?

Jianzhi Education Technology Group Company Limited

NASDAQConsumer DefensiveCN

$1.28

Market Cap: 2.0M

Screened on a market cap of 8.8M

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About Jianzhi Education Technology Group Company Limited

Established in 2018 and headquartered in Beijing, China, Jianzhi Education Technology Group Company Limited provides a diverse range of services to higher education institutions throughout China. The company specializes in creating and delivering educational content products, alongside comprehensive information technology solutions. Its IT offerings encompass the design and development of custom system services, the procurement and assembly of essential operational equipment, and ongoing technical support and maintenance. Additionally, Jianzhi Education also offers mobile media advertising services.

Sector: Consumer Defensive · Industry: Education & Training Services

Why this does not pass

Interest-bearing debt is 83.0% of market cap, over the 30% AAOIFI limit.
Interest-bearing deposits are over the 30% limit.

Screened under AAOIFI Standard 21. The exact figure behind this is part of Pro; the failing check and its limit are always free.

Shariah Compliance Status

AAOIFI Standard 21Updated Oct 9, 2026

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Institutional-grade Shariah analysis

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See why JZ is rated Not Halal with institutional-grade analysis

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

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Screened according to AAOIFI Standard 21

Compliance History

Not Halalnow
since Oct 2026
Under Review
until the change above
Not Halal
until the change above
Under Review
until the change above

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: Q2 2026Data source: FMP

Halal Alternatives in Consumer Defensive

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

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Frequently Asked Questions

Is Jianzhi Education Technology Group Company Limited (JZ) halal to invest in?

Jianzhi Education Technology Group Company Limited (JZ) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Jianzhi Education Technology Group Company Limited get a F compliance rating?

Jianzhi Education Technology Group Company Limited (JZ) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 83.0% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Jianzhi Education Technology Group Company Limited's Shariah verdict?

Jianzhi Education Technology Group Company Limited's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Jianzhi Education Technology Group Company Limited re-screened for Shariah compliance?

Jianzhi Education Technology Group Company Limited (JZ) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Oct 9, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.