Offerpad Solutions Inc.

OPAD: Is Offerpad Solutions Inc. Halal?

Offerpad Solutions Inc.

NYSEReal EstateUS

$4.44

+3.50%

Market Cap: 21.5M

Compliance Status

Not Halal

Screened on Aug 26, 2026 · AAOIFI Standard 21

F

Non-Compliant

0Score

Is Offerpad Solutions Inc. (OPAD) halal? Not Halal. Based on AAOIFI screening, Offerpad Solutions Inc. passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

437.3% of 30.0% limit

What this means for you

Most scholars advise not holding OPAD

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Offerpad Solutions Inc.

Offerpad Solutions Inc., operating alongside its subsidiaries, delivers a full spectrum of real estate services to homeowners throughout the United States, including the purchase, sale, rental, and refurbishment of properties. The company leverages an "iBuying" platform to provide on-demand real estate solutions, distinguished by its customer-first philosophy. This approach allows clients to seamlessly buy and sell homes online, granting easy access to essential ancillary services such as mortgage and title insurance. Offerpad Solutions Inc. was established in 2015 and is based in Chandler, Arizona.

Sector: Real Estate · Industry: Real Estate - Services

Shariah Compliance Status

AAOIFI Standard 21Updated Aug 26, 2026

Compliance History

Not Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: Q2 2026Data source: EDGAR
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Frequently Asked Questions

Is Offerpad Solutions Inc. (OPAD) halal to invest in?
Offerpad Solutions Inc. (OPAD) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did Offerpad Solutions Inc. get a F compliance rating?
Offerpad Solutions Inc. (OPAD) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 437.3% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Offerpad Solutions Inc.'s Shariah verdict?
Offerpad Solutions Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Offerpad Solutions Inc. re-screened for Shariah compliance?
Offerpad Solutions Inc. (OPAD) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Aug 26, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.