What is Royal Caribbean Cruises Ltd.'s Shariah compliance score?

Royal Caribbean Cruises Ltd. (RCL) has a Shariah compliance score of 64/100 (Grade: B, Acceptable) based on AAOIFI screening standards. Scores above 70 typically indicate strong compliance. The score factors in business activity screening and financial ratio analysis including debt levels, interest-bearing deposits, and prohibited income percentages. View the full breakdown at HalalScreener.app.

Does Royal Caribbean Cruises Ltd. pass AAOIFI screening?

Royal Caribbean Cruises Ltd. (RCL) passes AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (RCL: 23.7%), (3) interest-bearing deposits below 30% (RCL: 1.1%), and (4) prohibited income below 5% (RCL: 0.2%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Royal Caribbean Cruises Ltd. stock?

Royal Caribbean Cruises Ltd. (RCL) has a non-permissible income ratio of 0.15%. Muslim investors should purify this percentage of any dividends received and capital gains realized from RCL shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Royal Caribbean Cruises Ltd. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Royal Caribbean Cruises Ltd. (RCL) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about RCL's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

RCL: Is Royal Caribbean Cruises Ltd. Halal?

Royal Caribbean Cruises Ltd.

NYSEConsumer CyclicalUS

$286.96

-3.26%

Market Cap: 77.0B

Compliance Status

Halal

Screened on Jul 18, 2026 · AAOIFI Standard 21

Acceptable

64Score

Is Royal Caribbean Cruises Ltd. (RCL) halal? Halal. Based on AAOIFI screening, Royal Caribbean Cruises Ltd. passes both qualitative (business activity) and quantitative (financial ratio) screens with a compliance score of 64/100 (Grade: B).

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Close to the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

23.7% of 30.0% limit

What this means for you

You can own RCL

It passes both the business activity and financial ratio screens under AAOIFI Standard 21.

Purify 3.2% of your income from RCL

That is about $3.20 of every $100 you earn from it. Donate this share to charity.

Calculate my exact amount

About Royal Caribbean Cruises Ltd.

Royal Caribbean Cruises Ltd. is a prominent global operator within the cruise sector. The company manages several well-known cruise lines, such as Royal Caribbean International, Celebrity Cruises, Azamara, and Silversea Cruises. Through these brands, it offers a wide array of voyages that call upon approximately 1,000 different destinations across the globe. As of February 25, 2022, its expansive fleet comprised 61 vessels. Established in 1968, the company's corporate headquarters are situated in Miami, Florida.

Sector: Consumer Cyclical · Industry: Travel Services

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 18, 2026

Business Activity Screen

Passed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Peripheral exposure (still halal, purify this share)

3.0%

Primary business is permissible. AAOIFI allows up to 5% revenue from incidental non-compliant sources, provided the share is purified.

•Travel Services: estimated 3.0% peripheral exposure (AAOIFI industry average)

Use the Purification Calculator to compute exactly how much of your dividend income to donate.

Compliance History

Halalnow
since Jun 2026
Doubtful
until the change above
Halal
until the change above
Not Halal
until the change above

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: Q1 2026Data source: EDGAR

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Frequently Asked Questions

Is Royal Caribbean Cruises Ltd. (RCL) halal to invest in?

Based on AAOIFI Standard 21 screening, Royal Caribbean Cruises Ltd. (RCL) is rated Halal with a compliance grade of B (Acceptable). It passes both the business activity screen (no primary involvement in prohibited sectors) and the quantitative financial ratio screen (debt, interest deposits, and prohibited income all below AAOIFI thresholds).

Why did Royal Caribbean Cruises Ltd. get a B compliance rating?

Royal Caribbean Cruises Ltd. (RCL) received a grade of B (Acceptable) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 23.7% (limit 30%); interest-bearing deposits of 1.1% (limit 30%); prohibited income of 0.15% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Royal Caribbean Cruises Ltd.'s Shariah verdict?

Royal Caribbean Cruises Ltd.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Royal Caribbean Cruises Ltd. re-screened for Shariah compliance?

Royal Caribbean Cruises Ltd. (RCL) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 18, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.