Compliance Status
Not Halal
Screened on Oct 6, 2026 · AAOIFI Standard 21
Non-Compliant
Is SunCar Technology Group Inc. (SDA) halal? Not Halal. Based on AAOIFI screening, SunCar Technology Group Inc. passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).
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HalalScreener rates SunCar Technology Group Inc. (SDA) Not Halal, 0/100, grade F under AAOIFI Standard 21, screened Oct 6, 2026. Source: https://halalscreener.app/en/stock/SDA
Business activity
What the company sells is permissible.
Company debt
Over the limitHow much the company borrows, compared to its total value. AAOIFI allows up to 30%.
The verdict above is final and free.
Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.
Screened according to AAOIFI Standard 21
What this means for you
Most scholars advise not holding SDA
It does not pass AAOIFI Shariah screening.
See halal alternatives from the same sector further down this page
SDA: Is SunCar Technology Group Inc. Halal?
SunCar Technology Group Inc.
$0.46
Market Cap: 46.6M
Screened on a market cap of 41.6M
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About SunCar Technology Group Inc.
SunCar Technology Group Inc. (SDA) is a Chinese enterprise that, through its subsidiaries, delivers integrated digital solutions for automotive after-sales support and online insurance brokerage. Its comprehensive operations are divided into three distinct segments: The Insurance Intermediation Business segment focuses on facilitating both traditional vehicle insurance renewals and specialized coverage for new energy vehicles (NEVs). Meanwhile, the Automotive After-Sales Business provides essential post-sales services to a diverse clientele, including banking institutions, insurance companies, and other corporate clients. Lastly, the Technology Business segment develops and offers auto insurance Software-as-a-Service (SaaS) products, alongside various other technical support services. Established in Shanghai, China, in 2007, SunCar Technology Group Inc. maintains its headquarters there.
Sector: Consumer Cyclical · Industry: Auto - Dealerships
Why this does not pass
- Interest-bearing debt is 201.2% of market cap, over the 30% AAOIFI limit.
- Interest-bearing deposits are over the 30% limit.
Screened under AAOIFI Standard 21. The exact figure behind this is part of Pro; the failing check and its limit are always free.
Shariah Compliance Status
See which ratio caused the failure.
See the exact debt ratio, interest income %, and prohibited revenue that caused the failure. Know before you sell or hold.
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The verdict above is final and free.
Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.
Screened according to AAOIFI Standard 21
Compliance History
Not Halal, unchanged since Aug 2026.
No status changes recorded since we began tracking.
Tracked since Aug 2026. Updates automatically on each re-screen.
Halal Alternatives in Consumer Cyclical
This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:
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Frequently Asked Questions
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Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.
Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.