What is Swvl Holdings Corp.'s Shariah compliance score?

Swvl Holdings Corp. (SWVL) has a Shariah compliance score of 77/100 (Grade: B+, Good) based on AAOIFI screening standards. Scores above 70 typically indicate strong compliance. The score factors in business activity screening and financial ratio analysis including debt levels, interest-bearing deposits, and prohibited income percentages. View the full breakdown at HalalScreener.app.

Does Swvl Holdings Corp. pass AAOIFI screening?

Swvl Holdings Corp. (SWVL) passes AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (SWVL: 8.4%), (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%. HalalScreener provides free AAOIFI screening for 6,200+ stocks at halalscreener.app.

How much purification is needed for Swvl Holdings Corp. stock?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the exact percentage and amount for Swvl Holdings Corp. (SWVL) using the latest financial data.

Where can I screen Swvl Holdings Corp. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Swvl Holdings Corp. (SWVL) and 5,100+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows the verdict, compliance grade, score, and debt ratio free. No credit card or signup required for basic screening; the full ratio breakdown is part of Pro. HalalScreener also includes an AI Islamic Scholar for follow-up questions about SWVL's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

SWVL: Is Swvl Holdings Corp. Halal?

Swvl Holdings Corp.

NASDAQIndustrialsAE

$2.21

+50.34%

Market Cap: 22.0M

Compliance Status

Halal

Screened on Aug 27, 2026 · AAOIFI Standard 21

B+

Good

77Score

Is Swvl Holdings Corp. (SWVL) halal? Halal. Based on AAOIFI screening, Swvl Holdings Corp. passes both qualitative (business activity) and quantitative (financial ratio) screens with a compliance score of 77/100 (Grade: B+).

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

8.4% of 30.0% limit

What this means for you

You can own SWVL

It passes both the business activity and financial ratio screens under AAOIFI Standard 21.

Purification amount is Pro

We have screened SWVL's prohibited income, but the exact share you would need to purify is part of Pro.

About Swvl Holdings Corp.

Swvl Holdings Corp. delivers mass transit ride-sharing services, encompassing a range of solutions. Its Swvl Retail segment provides urban dwellers with access to a network of minibuses and other vehicles operating on predetermined or adaptable routes within cities. For longer-distance travel, Swvl Travel allows users to arrange intercity rides, either through its own platform or leveraging third-party providers. Furthermore, the company offers Swvl Business, an enterprise transport-as-a-service solution designed for corporate clients, schools, municipal transit authorities, and various other organizations. Founded in 2017, Swvl's headquarters are situated in Dubai, United Arab Emirates.

Sector: Industrials · Industry: General Transportation

Shariah Compliance Status

AAOIFI Standard 21Updated Aug 27, 2026

Compliance History

Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

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Frequently Asked Questions

Is Swvl Holdings Corp. (SWVL) halal to invest in?

Based on AAOIFI Standard 21 screening, Swvl Holdings Corp. (SWVL) is rated Halal with a compliance grade of B+ (Good). It passes both the business activity screen (no primary involvement in prohibited sectors) and the quantitative financial ratio screen (debt, interest deposits, and prohibited income all below AAOIFI thresholds).

Why did Swvl Holdings Corp. get a B+ compliance rating?

Swvl Holdings Corp. (SWVL) received a grade of B+ (Good) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 8.4% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Swvl Holdings Corp.'s Shariah verdict?

Swvl Holdings Corp.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Swvl Holdings Corp. re-screened for Shariah compliance?

Swvl Holdings Corp. (SWVL) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Aug 27, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.