What is Swvl Holdings Corp.'s Shariah compliance score?

Swvl Holdings Corp. (SWVL) has a Shariah compliance score of 86/100 (Grade: A, Very Good). AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%.

Does Swvl Holdings Corp. pass AAOIFI screening?

Swvl Holdings Corp. (SWVL) passes AAOIFI Shariah screening. AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%. SWVL's debt-to-market-cap is 4.9%.

How much purification is needed for Swvl Holdings Corp.?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the percentage and amount for Swvl Holdings Corp. (SWVL) using the latest financial data.

Where can I screen Swvl Holdings Corp. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Swvl Holdings Corp. (SWVL) and 8,200+ securities. US-listed stocks and ETFs are screened under AAOIFI Standard No. 21. Bursa Malaysia securities carry the Securities Commission Malaysia's official status. Coins are screened separately, under published scholarly opinion. The verdict is free, with no credit card or signup required for basic screening. The compliance grade, score, and debt ratio are free too; the full ratio breakdown is part of Pro.

SWVLHalalA

Unlock full report, free

Compliance Status

Halal

Screened on Oct 10, 2026 · AAOIFI Standard 21

Very Good

86Score

Is Swvl Holdings Corp. (SWVL) halal? Halal. Based on AAOIFI screening, Swvl Holdings Corp. passes both qualitative (business activity) and quantitative (financial ratio) screens with a compliance score of 86/100 (Grade: A).

Quote this verdict

HalalScreener rates Swvl Holdings Corp. (SWVL) Halal, 86/100, grade A under AAOIFI Standard 21, screened Oct 10, 2026. Source: https://halalscreener.app/en/stock/SWVL

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

4.9% of 30.0% limit

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

Card needed, nothing charged today

Screened according to AAOIFI Standard 21

What this means for you

You can own SWVL

It passes both the business activity and financial ratio screens under AAOIFI Standard 21.

Purification amount is Pro

We have screened SWVL's prohibited income, but the exact share you would need to purify is part of Pro.

Card needed, nothing charged today

SWVL: Is Swvl Holdings Corp. Halal?

Swvl Holdings Corp.

NASDAQIndustrialsAE

$3.92

Market Cap: 39.1M

Get an email if SWVL's halal status changes

We re-screen Swvl Holdings Corp. daily. If the verdict moves, you hear about it the same day.

Free. One click sets it up, and you can unsubscribe any time.

About Swvl Holdings Corp.

Swvl Holdings Corp. delivers mass transit ride-sharing services, encompassing a range of solutions. Its Swvl Retail segment provides urban dwellers with access to a network of minibuses and other vehicles operating on predetermined or adaptable routes within cities. For longer-distance travel, Swvl Travel allows users to arrange intercity rides, either through its own platform or leveraging third-party providers. Furthermore, the company offers Swvl Business, an enterprise transport-as-a-service solution designed for corporate clients, schools, municipal transit authorities, and various other organizations. Founded in 2017, Swvl's headquarters are situated in Dubai, United Arab Emirates.

Sector: Industrials · Industry: General Transportation

Shariah Compliance Status

AAOIFI Standard 21Updated Oct 10, 2026

Want to check the math yourself?

The verdict above is final and free. Pro members can verify every ratio behind it: interest-bearing deposits, prohibited income breakdown, and the full math.

Free for 7 days. Cancel anytime.

Card needed, nothing charged today

AI Compliance Insight

PRO

Institutional-grade Shariah analysis

Card needed, nothing charged today

See why SWVL is rated Halal with institutional-grade analysis

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

Card needed, nothing charged today

Screened according to AAOIFI Standard 21

Compliance History

Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

More Industrials Stocks

GE Aerospace

A+

CAT

Caterpillar Inc.

RTX

RTX Corporation

UNP

Union Pacific Corporation

HON

Honeywell International Inc.

UPS

United Parcel Service, Inc.

Free · No credit card required

Know the day SWVL's verdict changes

A free account keeps watch on 3 stocks and emails you when a verdict moves. You also get 3 questions for the AI Scholar. No card needed.

Get Started Free Browse Screener

8,200+ assets AAOIFI standards Free watchlist

Frequently Asked Questions

Is Swvl Holdings Corp. (SWVL) halal to invest in?

Based on AAOIFI Standard 21 screening, Swvl Holdings Corp. (SWVL) is rated Halal with a compliance grade of A (Very Good). It passes both the business activity screen (no primary involvement in prohibited sectors) and the quantitative financial ratio screen (debt, interest deposits, and prohibited income all below AAOIFI thresholds).

Why did Swvl Holdings Corp. get a A compliance rating?

Swvl Holdings Corp. (SWVL) received a grade of A (Very Good) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 4.9% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Swvl Holdings Corp.'s Shariah verdict?

Swvl Holdings Corp.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Swvl Holdings Corp. re-screened for Shariah compliance?

Swvl Holdings Corp. (SWVL) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Oct 10, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.