Trip.com Group Limited

TCOM: Is Trip.com Group Limited Halal?

Trip.com Group Limited

NASDAQConsumer CyclicalSG

$43.75

+0.12%

Market Cap: 27.5B

Compliance Status

Not Halal

Screened on Jul 15, 2026 · AAOIFI Standard 21

F

Non-Compliant

0Score

Is Trip.com Group Limited (TCOM) halal? Not Halal. Based on AAOIFI screening, Trip.com Group Limited passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

Business activity

What the company sells is permissible.

Passed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

14.9% of 30.0% limit

What this means for you

Most scholars advise not holding TCOM

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Trip.com Group Limited

Trip.com Group Limited stands as a leading global travel service provider, operating extensively both within China and across international markets. Through its various subsidiaries, the company offers a comprehensive spectrum of travel-related solutions. As a booking intermediary, it facilitates hotel accommodations and air ticket purchases, complementing these with access to train, long-distance bus, and ferry tickets. The firm enhances the travel experience with various value-added services, including a range of travel insurance products (covering aspects like flight delays, accidents, and baggage loss), along with conveniences such as ticket delivery, online check-in, seat selection, expedited security, real-time flight tracking, and airport VIP lounge access. Catering to leisure travelers, Trip.com Group curates diverse packaged tour products, from organized group excursions and semi-private trips to fully customized itineraries. These packages incorporate various transportation options, including air and cruise travel, as well as bus and car rental services. Furthermore, its in-destination offerings are extensive, providing local transportation, activity and attraction tickets, additional insurance, visa assistance, and professional tour guides. The company also provides integrated travel packages that combine transportation and lodging seamlessly. For its corporate clientele, Trip.com Group delivers tailored solutions encompassing business visits, incentive travel programs, and comprehensive meeting and conference planning. These services are supported by advanced travel data collection and analysis, alongside industry benchmarking. A cornerstone of its corporate offering is the Corporate Travel Management System, an online platform that integrates information management, booking and authorization workflows, inquiry functionalities, and detailed travel reporting. Beyond its core travel services, the company has diversified into online advertising and financial services, offering marketing planning and travel media solutions. Trip.com Group operates under a portfolio of widely recognized brands, including Ctrip, Qunar, Trip.com, and Skyscanner. The company was founded in 1999 and was previously known as Ctrip.com International, Ltd. before officially changing its name to Trip.com Group Limited in October 2019. Its global headquarters are situated in Singapore.

Sector: Consumer Cyclical · Industry: Travel Services

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 15, 2026

Business Activity Screen

Passed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Peripheral exposure (still halal, purify this share)
3.0%

Primary business is permissible. AAOIFI allows up to 5% revenue from incidental non-compliant sources, provided the share is purified.

  • Travel Services: estimated 3.0% peripheral exposure (AAOIFI industry average)

Use the Purification Calculator to compute exactly how much of your dividend income to donate.

Compliance History

  1. Not Halalnow

    since Jun 2026

  2. Halal

    until the change above

  3. Not Halal

    until the change above

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP-ADR

Halal Alternatives in Consumer Cyclical

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

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Frequently Asked Questions

Is Trip.com Group Limited (TCOM) halal to invest in?
Trip.com Group Limited (TCOM) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did Trip.com Group Limited get a F compliance rating?
Trip.com Group Limited (TCOM) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 14.9% (limit 30%); interest-bearing deposits of 37.3% (limit 30%); prohibited income of 4.17% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Trip.com Group Limited's Shariah verdict?
Trip.com Group Limited's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Trip.com Group Limited re-screened for Shariah compliance?
Trip.com Group Limited (TCOM) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 15, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.