What is Twilio Inc.'s Shariah compliance score?

Twilio Inc. (TWLO) has a Shariah compliance score of 83/100 (Grade: A, Very Good) based on AAOIFI screening standards. Scores above 70 typically indicate strong compliance. The score factors in business activity screening and financial ratio analysis including debt levels, interest-bearing deposits, and prohibited income percentages. View the full breakdown at HalalScreener.app.

Does Twilio Inc. pass AAOIFI screening?

Twilio Inc. (TWLO) passes AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (TWLO: 3.2%), (3) interest-bearing deposits below 30% (TWLO: 7.2%), and (4) prohibited income below 5% (TWLO: 1.6%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Twilio Inc. stock?

Twilio Inc. (TWLO) has a non-permissible income ratio of 1.61%. Muslim investors should purify this percentage of any dividends received and capital gains realized from TWLO shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Twilio Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Twilio Inc. (TWLO) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about TWLO's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

TWLO: Is Twilio Inc. Halal?

Twilio Inc.

NYSETechnologyUS

$206.78

+0.04%

Market Cap: 31.4B

Compliance Status

Halal

Screened on Jul 20, 2026 · AAOIFI Standard 21

Very Good

83Score

Is Twilio Inc. (TWLO) halal? Halal. Based on AAOIFI screening, Twilio Inc. passes both qualitative (business activity) and quantitative (financial ratio) screens with a compliance score of 83/100 (Grade: A).

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

3.2% of 30.0% limit

What this means for you

You can own TWLO

It passes both the business activity and financial ratio screens under AAOIFI Standard 21.

Purify 1.6% of your income from TWLO

That is about $1.60 of every $100 you earn from it. Donate this share to charity.

Calculate my exact amount

About Twilio Inc.

Twilio Inc. offers a comprehensive cloud-based communications platform, empowering developers to build, scale, and manage customer engagement features directly within their software applications across both U.S. and international markets. Central to its customer engagement solution is a robust suite of application programming interfaces (APIs). These APIs streamline the complex communication logic required for various customer interactions and enable developers to seamlessly integrate voice, messaging, video, and email functionalities into their applications. Established in 2008, Twilio's corporate headquarters are located in San Francisco, California.

Sector: Technology · Industry: Software - Infrastructure

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 20, 2026

Compliance History

Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: Q1 2026Data source: EDGAR

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Frequently Asked Questions

Is Twilio Inc. (TWLO) halal to invest in?

Based on AAOIFI Standard 21 screening, Twilio Inc. (TWLO) is rated Halal with a compliance grade of A (Very Good). It passes both the business activity screen (no primary involvement in prohibited sectors) and the quantitative financial ratio screen (debt, interest deposits, and prohibited income all below AAOIFI thresholds).

Why did Twilio Inc. get a A compliance rating?

Twilio Inc. (TWLO) received a grade of A (Very Good) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 3.2% (limit 30%); interest-bearing deposits of 7.2% (limit 30%); prohibited income of 1.61% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Twilio Inc.'s Shariah verdict?

Twilio Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Twilio Inc. re-screened for Shariah compliance?

Twilio Inc. (TWLO) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 20, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.