What is U-Haul Holding Company's Shariah compliance score?

U-Haul Holding Company's (UHAL) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does U-Haul Holding Company pass AAOIFI screening?

U-Haul Holding Company (UHAL) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (UHAL: 58.3%), (3) interest-bearing deposits below 30% (UHAL: 7.1%), and (4) prohibited income below 5% (UHAL: 16.8%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for U-Haul Holding Company stock?

U-Haul Holding Company (UHAL) has a non-permissible income ratio of 16.80%. Muslim investors should purify this percentage of any dividends received and capital gains realized from UHAL shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen U-Haul Holding Company for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for U-Haul Holding Company (UHAL) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about UHAL's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

UHAL: Is U-Haul Holding Company Halal?

U-Haul Holding Company

NYSEIndustrialsUS

$67.58

+1.69%

Market Cap: 12.8B

Compliance Status

Not Halal

Screened on Jul 18, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is U-Haul Holding Company (UHAL) halal? Not Halal. Based on AAOIFI screening, U-Haul Holding Company passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

58.3% of 30.0% limit

What this means for you

Most scholars advise not holding UHAL

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About U-Haul Holding Company

U-Haul Holding Company specializes in providing self-service moving and storage solutions for both residential and commercial clients across the United States and Canada. Its core business, the Moving and Storage segment, offers a comprehensive range of rental equipment, including trucks, trailers, and portable storage units. The company also rents specialty items and self-storage spaces, primarily catering to individuals relocating their households. Customers can also purchase essential moving supplies, towing accessories, and propane. U-Haul operates uhaul.com, an online platform that connects consumers with independent moving assistance and self-storage facility partners. This segment further provides vehicle transportation options, such as auto carriers and tow dollies, and sells specialized packing materials for delicate goods like electronics, alongside standard tapes, security locks, and general packing supplies. This extensive array of products and services is distributed through a vast network comprising approximately 2,100 company-owned retail moving centers and about 21,100 independent U-Haul dealerships. As of March 31, 2022, the company maintained an impressive rental fleet, including roughly 186,000 trucks, 128,000 trailers, and 46,000 towing devices. Its self-storage portfolio encompassed 1,844 locations, offering approximately 876,000 rentable storage units. The Property and Casualty Insurance segment handles loss adjusting and claims. It offers a suite of protection plans, such as the Safemove and Safetow packages, which provide moving and towing customers with benefits like damage waivers, cargo protection, and even medical and life insurance. Additionally, Safestor and Safestor Mobile safeguard customers' belongings in storage, while Safemove Plus offers an extra layer of primary liability protection for rental customers. A separate Life Insurance segment focuses on the senior market, delivering life and health insurance products through direct underwriting and by reinsuring policies like life insurance, Medicare supplements, and annuities. Founded in 1945 as AMERCO, U-Haul Holding Company is headquartered in Reno, Nevada.

Sector: Industrials · Industry: Rental & Leasing Services

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 18, 2026

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: FY 2026Data source: EDGAR

Halal Alternatives in Industrials

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

PHOEA+

Phoenix Asia Holdings Limited Ordinary Shares

$17.80

+1.37%

FASTA+

Fastenal Company

$45.49

+0.30%

ODFLA+

Old Dominion Freight Line, Inc.

$233.84

-0.43%

SAIAA+

Saia, Inc.

$467.89

-6.83%

ADURA+

Aduro Clean Technologies Inc.

$13.86

-1.56%

More Industrials Stocks

GE Aerospace

A+

CAT

Caterpillar Inc.

RTX

RTX Corporation

UNP

Union Pacific Corporation

HON

Honeywell International Inc.

UPS

United Parcel Service, Inc.

B+

Free · No credit card required

Track UHAL and 10,000+ stocks with AI insights

Create your free account to unlock AI-powered compliance analysis, track your portfolio, calculate purification, and get unlimited AAOIFI screening.

Get Started Free Browse Screener

10,000+ assets AAOIFI standards Free watchlist

Frequently Asked Questions

Is U-Haul Holding Company (UHAL) halal to invest in?

U-Haul Holding Company (UHAL) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did U-Haul Holding Company get a F compliance rating?

U-Haul Holding Company (UHAL) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 58.3% (limit 30%); interest-bearing deposits of 7.1% (limit 30%); prohibited income of 16.80% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change U-Haul Holding Company's Shariah verdict?

U-Haul Holding Company's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is U-Haul Holding Company re-screened for Shariah compliance?

U-Haul Holding Company (UHAL) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 18, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.