Compliance Status
Not Halal
Screened on Oct 18, 2026 · AAOIFI Standard 21
Non-Compliant
Is NCR Atleos Corporation (NATL) halal? Not Halal. Based on AAOIFI screening, NCR Atleos Corporation passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).
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HalalScreener rates NCR Atleos Corporation (NATL) Not Halal, 0/100, grade F under AAOIFI Standard 21, screened Oct 18, 2026. Source: https://halalscreener.app/en/stock/NATL
Business activity
What the company sells is permissible.
Company debt
Over the limitHow much the company borrows, compared to its total value. AAOIFI allows up to 30%.
The verdict above is final and free.
Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.
Screened according to AAOIFI Standard 21
What this means for you
Most scholars advise not holding NATL
It does not pass AAOIFI Shariah screening.
See halal alternatives from the same sector further down this page
NATL: Is NCR Atleos Corporation Halal?
NCR Atleos Corporation
$45.94
Market Cap: 3.4B
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About NCR Atleos Corporation
NCR Atleos Corporation operates as a prominent financial technology firm, specializing in delivering self-service financial solutions. The company serves a diverse global clientele, encompassing financial institutions, merchants, manufacturers, retailers, and individual consumers throughout the United States, the broader Americas, Europe, the Middle East, Africa, and the Asia Pacific region. Its business is structured into three primary segments: Self-Service Banking, Network, and Telecommunications & Technology (T&T). Under the Self-Service Banking segment, NCR Atleos provides a full spectrum of automated teller machine (ATM) hardware and software. This is supported by an array of services, including installation, continuous maintenance, and both managed and professional support. Additionally, it offers an "ATM as a Service" model, where it comprehensively manages and operates ATMs for financial institutions, covering back-office functions, cash management, software administration, and unit deployment. The Network segment features an extensive infrastructure of ATMs and versatile financial services kiosks, catering to financial institutions, fintech companies, neobanks, and retailers. A significant offering is the Allpoint network, which enables cash withdrawal and deposit access for a broad range of providers, such as credit unions, banks, digital banks, fintechs, and issuers of stored-value debit cards. This segment also encompasses ATM branding services, complete ATM management for retailers and other businesses, and the LibertyX solution, which empowers consumers to buy and sell Bitcoin. Lastly, the Telecommunications & Technology (T&T) segment focuses on providing managed network and infrastructure services to enterprise clients across various sectors. These services are often delivered in collaboration with communications service providers and technology manufacturers. It also extends professional, on-site, and remote support for advanced network technologies, including software-defined wide area networking (SD-WAN), network functions virtualization (NFV), wireless local area networks (WLAN), optical networking, and edge networks. NCR Atleos Corporation was founded in 1884 and its corporate headquarters are located in Atlanta, Georgia.
Sector: Technology · Industry: Software - Application
Why this does not pass
- Interest-bearing debt is 82.3% of market cap, over the 30% AAOIFI limit.
Screened under AAOIFI Standard 21. The exact figure behind this is part of Pro; the failing check and its limit are always free.
Shariah Compliance Status
See which ratio caused the failure.
See the exact debt ratio, interest income %, and prohibited revenue that caused the failure. Know before you sell or hold.
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The verdict above is final and free.
Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.
Screened according to AAOIFI Standard 21
Compliance History
Not Halal, unchanged since May 2026.
No status changes recorded since we began tracking.
Tracked since May 2026. Updates automatically on each re-screen.
Halal Alternatives in Technology
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Frequently Asked Questions
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Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.
Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.