What is Netcapital Inc.'s Shariah compliance score?

Netcapital Inc. (NCPL) has a Shariah compliance score of 75/100 (Grade: B+, Good) based on AAOIFI screening standards. Scores above 70 typically indicate strong compliance. The score factors in business activity screening and financial ratio analysis including debt levels, interest-bearing deposits, and prohibited income percentages. View the full breakdown at HalalScreener.app.

Does Netcapital Inc. pass AAOIFI screening?

Netcapital Inc. (NCPL) passes AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (NCPL: 10.8%), (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%. HalalScreener provides free AAOIFI screening for 6,200+ stocks at halalscreener.app.

How much purification is needed for Netcapital Inc. stock?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the exact percentage and amount for Netcapital Inc. (NCPL) using the latest financial data.

Where can I screen Netcapital Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Netcapital Inc. (NCPL) and 5,100+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows the verdict, compliance grade, score, and debt ratio free. No credit card or signup required for basic screening; the full ratio breakdown is part of Pro. HalalScreener also includes an AI Islamic Scholar for follow-up questions about NCPL's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

NCPL: Is Netcapital Inc. Halal?

Netcapital Inc.

NASDAQFinancial ServicesUS

$0.58

+126.83%

Market Cap: 4.6M

Compliance Status

Halal

Screened on Aug 26, 2026 · AAOIFI Standard 21

B+

Good

75Score

Is Netcapital Inc. (NCPL) halal? Halal. Based on AAOIFI screening, Netcapital Inc. passes both qualitative (business activity) and quantitative (financial ratio) screens with a compliance score of 75/100 (Grade: B+).

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

10.8% of 30.0% limit

What this means for you

You can own NCPL

It passes both the business activity and financial ratio screens under AAOIFI Standard 21.

Purification amount is Pro

We have screened NCPL's prohibited income, but the exact share you would need to purify is part of Pro.

About Netcapital Inc.

Netcapital Inc. is a financial technology firm primarily known for its SEC-registered funding platform, Netcapital.com. This online portal facilitates capital raising for private enterprises while simultaneously providing a global investment avenue for individuals. Beyond its core platform, the company offers an extensive suite of support services. These encompass streamlined, automated onboarding, systematic handling of essential regulatory submissions, thorough compliance checks, and the creation of bespoke offering pages on its website. Netcapital.com also arranges for third-party transfer agency and custodial services. It actively promotes offerings through email marketing to its exclusive investor network and incorporates 'rolling closes,' allowing earlier liquidity access prior to an offering's official conclusion. Further assistance includes annual filing support and continuous operational guidance. Moreover, Netcapital Inc. extends its expertise through a range of advisory offerings. These services include fostering nascent technology startups, connecting companies with potential investors, and providing digital marketing solutions. They also cover website and software development, comprehensive message formulation (from pitch decks to advertising content), strategic business guidance, and specialized technology consulting. The firm additionally conducts various financial assessments and evaluations. Its offerings in this domain include business valuation reports, opinions on fairness and solvency, feasibility studies and valuations for Employee Stock Ownership Plans (ESOPs), assessments for non-cash charitable donations, economic analysis related to damages, intellectual property appraisals, and analyses of compensation structures. Established in 1984 and headquartered in Boston, Massachusetts, Netcapital Inc. operates as a subsidiary of NetCapital Systems LLC.

Sector: Financial Services · Industry: Financial - Capital Markets

Shariah Compliance Status

AAOIFI Standard 21Updated Aug 26, 2026

Compliance History

Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: Q3 2026Data source: EDGAR

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Frequently Asked Questions

Is Netcapital Inc. (NCPL) halal to invest in?

Based on AAOIFI Standard 21 screening, Netcapital Inc. (NCPL) is rated Halal with a compliance grade of B+ (Good). It passes both the business activity screen (no primary involvement in prohibited sectors) and the quantitative financial ratio screen (debt, interest deposits, and prohibited income all below AAOIFI thresholds).

Why did Netcapital Inc. get a B+ compliance rating?

Netcapital Inc. (NCPL) received a grade of B+ (Good) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 10.8% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Netcapital Inc.'s Shariah verdict?

Netcapital Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Netcapital Inc. re-screened for Shariah compliance?

Netcapital Inc. (NCPL) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Aug 26, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.