What is Pagaya Technologies Ltd.'s Shariah compliance score?

Pagaya Technologies Ltd. (PGY) has a Shariah compliance score of 56/100 (Grade: C+, Fair) based on AAOIFI screening standards. Scores above 70 typically indicate strong compliance. The score factors in business activity screening and financial ratio analysis including debt levels, interest-bearing deposits, and prohibited income percentages. View the full breakdown at HalalScreener.app.

Does Pagaya Technologies Ltd. pass AAOIFI screening?

Pagaya Technologies Ltd. (PGY) passes AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (PGY: 22.4%), (3) interest-bearing deposits below 30% (PGY: 14.7%), and (4) prohibited income below 5% (PGY: 2.7%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Pagaya Technologies Ltd. stock?

Pagaya Technologies Ltd. (PGY) has a non-permissible income ratio of 2.72%. Muslim investors should purify this percentage of any dividends received and capital gains realized from PGY shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Pagaya Technologies Ltd. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Pagaya Technologies Ltd. (PGY) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about PGY's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

PGY: Is Pagaya Technologies Ltd. Halal?

Pagaya Technologies Ltd.

NASDAQTechnologyIL

$15.87

+2.52%

Market Cap: 1.3B

Compliance Status

Halal

Screened on Jul 18, 2026 · AAOIFI Standard 21

C+

Fair

56Score

Is Pagaya Technologies Ltd. (PGY) halal? Halal. Based on AAOIFI screening, Pagaya Technologies Ltd. passes both qualitative (business activity) and quantitative (financial ratio) screens with a compliance score of 56/100 (Grade: C+).

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Within the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

22.4% of 30.0% limit

What this means for you

You can own PGY

It passes both the business activity and financial ratio screens under AAOIFI Standard 21.

Purify 2.7% of your income from PGY

That is about $2.70 of every $100 you earn from it. Donate this share to charity.

Calculate my exact amount

About Pagaya Technologies Ltd.

Pagaya Technologies Ltd. is a financial technology enterprise operating across Israel, the United States, and the Cayman Islands. The company specializes in developing and implementing its proprietary artificial intelligence systems and associated software platforms. These advanced solutions are designed to assist its diverse range of partners – including rapidly growing fintech companies, traditional financial institutions, auto finance providers, and brokers – in originating various loans and other financial assets. Founded in 2016, Pagaya Technologies Ltd. is headquartered in Tel Aviv, Israel.

Sector: Technology · Industry: Software - Infrastructure

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 18, 2026

Compliance History

Halalnow
since Jun 2026
Doubtful
until the change above

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: Q1 2026Data source: EDGAR

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Frequently Asked Questions

Is Pagaya Technologies Ltd. (PGY) halal to invest in?

Based on AAOIFI Standard 21 screening, Pagaya Technologies Ltd. (PGY) is rated Halal with a compliance grade of C+ (Fair). It passes both the business activity screen (no primary involvement in prohibited sectors) and the quantitative financial ratio screen (debt, interest deposits, and prohibited income all below AAOIFI thresholds).

Why did Pagaya Technologies Ltd. get a C+ compliance rating?

Pagaya Technologies Ltd. (PGY) received a grade of C+ (Fair) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 22.4% (limit 30%); interest-bearing deposits of 14.7% (limit 30%); prohibited income of 2.72% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Pagaya Technologies Ltd.'s Shariah verdict?

Pagaya Technologies Ltd.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Pagaya Technologies Ltd. re-screened for Shariah compliance?

Pagaya Technologies Ltd. (PGY) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 18, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.