What is Pagaya Technologies Ltd.'s Shariah compliance score?

Pagaya Technologies Ltd.'s (PGY) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Pagaya Technologies Ltd. pass AAOIFI screening?

Pagaya Technologies Ltd. (PGY) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (PGY: 17.3%), (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%. HalalScreener provides free AAOIFI screening for 8,200+ stocks at halalscreener.app.

How much purification is needed for Pagaya Technologies Ltd. stock?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the exact percentage and amount for Pagaya Technologies Ltd. (PGY) using the latest financial data.

Where can I screen Pagaya Technologies Ltd. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Pagaya Technologies Ltd. (PGY) and 7,100+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows the verdict, compliance grade, score, and debt ratio free. No credit card or signup required for basic screening; the full ratio breakdown is part of Pro. HalalScreener also includes an AI Islamic Scholar for follow-up questions about PGY's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

PGYNot HalalF

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PGY: Is Pagaya Technologies Ltd. Halal?

Pagaya Technologies Ltd.

NASDAQTechnologyIL

$15.87

Price as of Jun 27, 2026

Market Cap: 1.3B

Screened on a market cap of 1.8B

Compliance Status

Not Halal

Screened on Sep 9, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Pagaya Technologies Ltd. (PGY) halal? Not Halal. Based on AAOIFI screening, Pagaya Technologies Ltd. passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

Quote this verdict

HalalScreener rates Pagaya Technologies Ltd. (PGY) Not Halal, 0/100, grade F under AAOIFI Standard 21, screened Sep 9, 2026. Source: https://halalscreener.app/en/stock/PGY

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Within the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

17.3% of 30.0% limit

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

Screened according to AAOIFI Standard 21

What this means for you

Most scholars advise not holding PGY

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

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About Pagaya Technologies Ltd.

Pagaya Technologies Ltd. is a financial technology enterprise operating across Israel, the United States, and the Cayman Islands. The company specializes in developing and implementing its proprietary artificial intelligence systems and associated software platforms. These advanced solutions are designed to assist its diverse range of partners – including rapidly growing fintech companies, traditional financial institutions, auto finance providers, and brokers – in originating various loans and other financial assets. Founded in 2016, Pagaya Technologies Ltd. is headquartered in Tel Aviv, Israel.

Sector: Technology · Industry: Software - Infrastructure

Why this does not pass

Income from prohibited sources is over the 5% limit.

Screened under AAOIFI Standard 21. The exact figure behind this is part of Pro; the failing check and its limit are always free.

Shariah Compliance Status

AAOIFI Standard 21Updated Sep 9, 2026

See which ratio caused the failure.

See the exact debt ratio, interest income %, and prohibited revenue that caused the failure. Know before you sell or hold.

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AI Compliance Insight

PRO

Institutional-grade Shariah analysis

See why PGY is rated Not Halal with institutional-grade analysis

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

Screened according to AAOIFI Standard 21

Compliance History

Not Halalnow
since Aug 2026
Halal
until the change above
Doubtful
until the change above

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: Q2 2026Data source: EDGAR

Halal Alternatives in Technology

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

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BitVentures Limited

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Willowglen MSC Bhd

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IRIS Corporation Bhd

$0.19

+0.00%

0023.KLA+

IFCA MSC Bhd

$0.21

-0.02%

0036.KLA+

Key Alliance Group Bhd

$0.08

-0.06%

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Salesforce, Inc.

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ADBE

Adobe Inc.

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Frequently Asked Questions

Is Pagaya Technologies Ltd. (PGY) halal to invest in?

Pagaya Technologies Ltd. (PGY) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Pagaya Technologies Ltd. get a F compliance rating?

Pagaya Technologies Ltd. (PGY) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 17.3% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Pagaya Technologies Ltd.'s Shariah verdict?

Pagaya Technologies Ltd.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Pagaya Technologies Ltd. re-screened for Shariah compliance?

Pagaya Technologies Ltd. (PGY) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Sep 9, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.