Paysafe Limited

PSFE: Is Paysafe Limited Halal?

Paysafe Limited

NYSETechnologyGB

$7.42

+11.92%

Market Cap: 383.4M

Compliance Status

Not Halal

Screened on Jul 19, 2026 · AAOIFI Standard 21

F

Non-Compliant

0Score

Is Paysafe Limited (PSFE) halal? Not Halal. Based on AAOIFI screening, Paysafe Limited passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

631.1% of 30.0% limit

What this means for you

Most scholars advise not holding PSFE

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Paysafe Limited

Paysafe Limited delivers comprehensive digital commerce solutions to a global clientele, including online businesses, small and medium-sized merchants, and individual consumers. The company operates through two main segments: US Acquiring and Digital Commerce. Under the brands Paysafe and Petroleum Card Services, the company provides secure, PCI-compliant services for payment acceptance and transaction processing. These core offerings encompass merchant acquiring, a suite of online processing tools, robust fraud and risk management, insightful data and analytics, point-of-sale (POS) systems, and merchant financing solutions. Beyond traditional processing, Paysafe offers a diverse range of innovative payment methods. This includes popular digital wallet services like Skrill and NETELLER, as well as its pay-by-bank solution, Rapid Transfer. The company also specializes in eCash solutions such as Paysafecash, which allows users to complete online purchases by paying in cash offline, and the prepaid paysafecard. Additionally, it offers a paysafecard prepaid Mastercard, linkable to a digital paysafecard account for broader purchasing capabilities. For online and software-integrated merchants, Paysafe develops integrated e-commerce capabilities. This includes an online toolkit designed to help businesses establish and scale their digital commerce presence, alongside turn-key payment gateway solutions that ensure vital connectivity between merchant websites and payment processing providers. Furthermore, Paysafe manages critical connections to various financial networks, including card processing networks, acquiring banks, and transaction processors. Its extensive services also cover gateway connectivity, shopping cart integration, advanced tokenization and encryption, sophisticated fraud and risk management systems, and support for a multitude of alternative payment methods and e-commerce platform integrations. Paysafe Limited is headquartered in London, United Kingdom.

Sector: Technology · Industry: Information Technology Services

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 19, 2026

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

Halal Alternatives in Technology

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Frequently Asked Questions

Is Paysafe Limited (PSFE) halal to invest in?
Paysafe Limited (PSFE) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did Paysafe Limited get a F compliance rating?
Paysafe Limited (PSFE) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 631.1% (limit 30%); interest-bearing deposits of 319.4% (limit 30%); prohibited income of 0.00% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Paysafe Limited's Shariah verdict?
Paysafe Limited's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Paysafe Limited re-screened for Shariah compliance?
Paysafe Limited (PSFE) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 19, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.