What is Stewards Inc.'s Shariah compliance score?

Stewards Inc. (SWRD) has a Shariah compliance score of 91/100 (Grade: A+, Excellent). AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%.

Does Stewards Inc. pass AAOIFI screening?

Stewards Inc. (SWRD) passes AAOIFI Shariah screening. AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%. SWRD's debt-to-market-cap is 7.8%.

How much purification is needed for Stewards Inc.?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the percentage and amount for Stewards Inc. (SWRD) using the latest financial data.

Where can I screen Stewards Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Stewards Inc. (SWRD) and 8,200+ securities. US-listed stocks and ETFs are screened under AAOIFI Standard No. 21. Bursa Malaysia securities carry the Securities Commission Malaysia's official status. Coins are screened separately, under published scholarly opinion. The verdict is free, with no credit card or signup required for basic screening. The compliance grade, score, and debt ratio are free too; the full ratio breakdown is part of Pro.

SWRDHalalA+

Unlock full report, free

Compliance Status

Halal

Screened on Oct 8, 2026 · AAOIFI Standard 21

A+

Excellent

91Score

Is Stewards Inc. (SWRD) halal? Halal. Based on AAOIFI screening, Stewards Inc. passes both qualitative (business activity) and quantitative (financial ratio) screens with a compliance score of 91/100 (Grade: A+).

Quote this verdict

HalalScreener rates Stewards Inc. (SWRD) Halal, 91/100, grade A+ under AAOIFI Standard 21, screened Oct 8, 2026. Source: https://halalscreener.app/en/stock/SWRD

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

7.8% of 30.0% limit

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

Card needed, nothing charged today

Screened according to AAOIFI Standard 21

What this means for you

You can own SWRD

It passes both the business activity and financial ratio screens under AAOIFI Standard 21.

Purification amount is Pro

We have screened SWRD's prohibited income, but the exact share you would need to purify is part of Pro.

Card needed, nothing charged today

SWRD: Is Stewards Inc. Halal?

Stewards Inc.

NASDAQFinancial ServicesUS

$2.54

-0.39%

Market Cap: 531.1M

Get an email if SWRD's halal status changes

We re-screen Stewards Inc. daily. If the verdict moves, you hear about it the same day.

Free. One click sets it up, and you can unsubscribe any time.

About Stewards Inc.

Stewards Inc. offers alternative financing solutions to small and mid-sized businesses in the United States. It operates through Financing Solutions and Real Estate Operations segments. The company provides revenue-based funding and related financing products; and operates a direct and syndication revenue-based funding platform. It also offers equipment financing, business term loans, merchant cash advances, and line of credit. The company was formerly known as FAVO Capital, Inc. and changed its name to Stewards Inc. in October 2025. Stewards Inc. was incorporated in 1999 and is headquartered in Fort Lauderdale, Florida.

Sector: Financial Services · Industry: Financial - Credit Services

Shariah Compliance Status

AAOIFI Standard 21Updated Oct 8, 2026

Want to check the math yourself?

The verdict above is final and free. Pro members can verify every ratio behind it: interest-bearing deposits, prohibited income breakdown, and the full math.

Free for 7 days. Cancel anytime.

Card needed, nothing charged today

AI Compliance Insight

PRO

Institutional-grade Shariah analysis

Card needed, nothing charged today

See why SWRD is rated Halal with institutional-grade analysis

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

Card needed, nothing charged today

Screened according to AAOIFI Standard 21

Compliance History

Halal, unchanged since Oct 2026.

No status changes recorded since we began tracking.

Tracked since Oct 2026. Updates automatically on each re-screen.

Fiscal: Q2 2026Data source: EDGAR

More Financial Services Stocks

JPM

JPMorgan Chase & Co.

Visa Inc.

Mastercard Incorporated

PYPL

PayPal Holdings, Inc.

C+

BAC

Bank of America Corporation

WFC

Wells Fargo & Company

Free · No credit card required

Know the day SWRD's verdict changes

A free account keeps watch on 3 stocks and emails you when a verdict moves. You also get 3 questions for the AI Scholar. No card needed.

Get Started Free Browse Screener

8,200+ assets AAOIFI standards Free watchlist

Frequently Asked Questions

Is Stewards Inc. (SWRD) halal to invest in?

Based on AAOIFI Standard 21 screening, Stewards Inc. (SWRD) is rated Halal with a compliance grade of A+ (Excellent). It passes both the business activity screen (no primary involvement in prohibited sectors) and the quantitative financial ratio screen (debt, interest deposits, and prohibited income all below AAOIFI thresholds).

Why did Stewards Inc. get a A+ compliance rating?

Stewards Inc. (SWRD) received a grade of A+ (Excellent) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 7.8% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Stewards Inc.'s Shariah verdict?

Stewards Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Stewards Inc. re-screened for Shariah compliance?

Stewards Inc. (SWRD) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Oct 8, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.