XBP Global Holdings, Inc.

XBP: Is XBP Global Holdings, Inc. Halal?

XBP Global Holdings, Inc.

NASDAQTechnologyUS

$2.80

+0.00%

Market Cap: 33.0M

Compliance Status

Not Halal

Screened on Aug 26, 2026 · AAOIFI Standard 21

F

Non-Compliant

0Score

Is XBP Global Holdings, Inc. (XBP) halal? Not Halal. Based on AAOIFI screening, XBP Global Holdings, Inc. passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

1131.7% of 30.0% limit

What this means for you

Most scholars advise not holding XBP

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About XBP Global Holdings, Inc.

XBP Global Holdings, Inc. is a pan-European firm specializing in comprehensive solutions for bills, payments, and associated services, aiming to facilitate the digital modernization of businesses. The company delivers business process management capabilities through its proprietary software platforms and deep industry insights, acting as a strategic technology and services partner for its clientele. Its operations are structured around two main divisions: Bills and Payments, and Technology. The Bills and Payments division concentrates on refining the efficiency of billing and payment processing across companies of all sizes and sectors. Concurrently, the Technology segment provides recurring software licenses with ongoing support, hardware solutions along with their maintenance, and various professional services. The corporate headquarters for XBP Global Holdings is located in Irving, Texas.

Sector: Technology · Industry: Software - Infrastructure

Shariah Compliance Status

AAOIFI Standard 21Updated Aug 26, 2026

Compliance History

Not Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: Q2 2026Data source: EDGAR

Halal Alternatives in Technology

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

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Frequently Asked Questions

Is XBP Global Holdings, Inc. (XBP) halal to invest in?
XBP Global Holdings, Inc. (XBP) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did XBP Global Holdings, Inc. get a F compliance rating?
XBP Global Holdings, Inc. (XBP) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 1131.7% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change XBP Global Holdings, Inc.'s Shariah verdict?
XBP Global Holdings, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is XBP Global Holdings, Inc. re-screened for Shariah compliance?
XBP Global Holdings, Inc. (XBP) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Aug 26, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.