What is Auburn National Bancorporation, Inc.'s Shariah compliance score?

Auburn National Bancorporation, Inc. (AUBN) has a Shariah compliance score of 0/100 (Grade: F, Non-Compliant). AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%.

Does Auburn National Bancorporation, Inc. pass AAOIFI screening?

Auburn National Bancorporation, Inc. (AUBN) does not pass AAOIFI Shariah screening. AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%. AUBN's debt-to-market-cap is 0.0%.

How much purification is needed for Auburn National Bancorporation, Inc.?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the percentage and amount for Auburn National Bancorporation, Inc. (AUBN) using the latest financial data.

Where can I screen Auburn National Bancorporation, Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Auburn National Bancorporation, Inc. (AUBN) and 8,200+ securities. US-listed stocks and ETFs are screened under AAOIFI Standard No. 21. Bursa Malaysia securities carry the Securities Commission Malaysia's official status. Coins are screened separately, under published scholarly opinion. The verdict is free, with no credit card or signup required for basic screening. The compliance grade, score, and debt ratio are free too; the full ratio breakdown is part of Pro.

AUBNNot HalalF

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AUBN: Is Auburn National Bancorporation, Inc. Halal?

Auburn National Bancorporation, Inc.

NASDAQFinancial ServicesUS

$27.23

Market Cap: 95.1M

Compliance Status

Not Halal

Screened on Sep 24, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Auburn National Bancorporation, Inc. (AUBN) halal? Not Halal. Based on AAOIFI screening, Auburn National Bancorporation, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

Quote this verdict

HalalScreener rates Auburn National Bancorporation, Inc. (AUBN) Not Halal, 0/100, grade F under AAOIFI Standard 21, screened Sep 24, 2026. Source: https://halalscreener.app/en/stock/AUBN

AvoidBorderlineClean

Business activity

Involved in prohibited business activities.

Failed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

0.0% of 30.0% limit

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

Screened according to AAOIFI Standard 21

What this means for you

Most scholars advise not holding AUBN

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

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About Auburn National Bancorporation, Inc.

Auburn National Bancorporation, Inc. serves as the parent entity for AuburnBank, offering a broad spectrum of banking and financial services across East Alabama. The company provides a variety of deposit accounts, including checking, savings, transactional deposits, and certificates of deposit. Additionally, it furnishes diverse loan products covering commercial, financial, agricultural, real estate construction, and consumer needs, along with other specialized financial services. For client convenience, offerings extend to automated teller machines, debit cards, online banking, bill payment, and other digital functionalities, alongside safe deposit boxes. Its operational network comprises seven full-service branches situated in Auburn, Opelika, Notasulga, and Valley, Alabama, complemented by loan production offices in Auburn and Phenix City, Alabama. Auburn National Bancorporation, Inc. was established in 1907 and its corporate headquarters are located in Auburn, Alabama.

Sector: Financial Services · Industry: Banks - Regional

Why this does not pass

Business activity: the company earns from an activity AAOIFI treats as prohibited.
Interest-bearing deposits are over the 30% limit.

Screened under AAOIFI Standard 21. The exact figure behind this is part of Pro; the failing check and its limit are always free.

Shariah Compliance Status

AAOIFI Standard 21Updated Sep 24, 2026

See which ratio caused the failure.

See the exact debt ratio, interest income %, and prohibited revenue that caused the failure. Know before you sell or hold.

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AI Compliance Insight

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Institutional-grade Shariah analysis

See why AUBN is rated Not Halal with institutional-grade analysis

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Compliance History

Not Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: Q2 2026Data source: EDGAR

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$393.36

SLVA+

iShares Silver Trust

$58.14

PSLVA+

Sprott Physical Silver Trust

$21.01

PHYSA+

Sprott Physical Gold Trust

$32.35

CEFA+

Sprott Physical Gold and Silver Trust

$43.51

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Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is Auburn National Bancorporation, Inc. (AUBN) halal to invest in?

Auburn National Bancorporation, Inc. (AUBN) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Auburn National Bancorporation, Inc. get a F compliance rating?

Auburn National Bancorporation, Inc. (AUBN) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 0.0% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Auburn National Bancorporation, Inc.'s Shariah verdict?

Auburn National Bancorporation, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Auburn National Bancorporation, Inc. re-screened for Shariah compliance?

Auburn National Bancorporation, Inc. (AUBN) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Sep 24, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.