What is Grupo Aval Acciones y Valores S.A.'s Shariah compliance score?

Grupo Aval Acciones y Valores S.A.'s (AVAL) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Grupo Aval Acciones y Valores S.A. pass AAOIFI screening?

Grupo Aval Acciones y Valores S.A. (AVAL) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (AVAL: 1174449.1%), (3) interest-bearing deposits below 30% (AVAL: 828650.6%), and (4) prohibited income below 5% (AVAL: 56.5%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Grupo Aval Acciones y Valores S.A. stock?

Grupo Aval Acciones y Valores S.A. (AVAL) has a non-permissible income ratio of 56.50%. Muslim investors should purify this percentage of any dividends received and capital gains realized from AVAL shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Grupo Aval Acciones y Valores S.A. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Grupo Aval Acciones y Valores S.A. (AVAL) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about AVAL's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

AVAL: Is Grupo Aval Acciones y Valores S.A. Halal?

Grupo Aval Acciones y Valores S.A.

NYSEFinancial ServicesCO

$4.94

-4.08%

Market Cap: 5.9B

Compliance Status

Not Halal

Screened on Jul 18, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Grupo Aval Acciones y Valores S.A. (AVAL) halal? Not Halal. Based on AAOIFI screening, Grupo Aval Acciones y Valores S.A. passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

1174449.1% of 30.0% limit

What this means for you

Most scholars advise not holding AVAL

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Grupo Aval Acciones y Valores S.A.

Grupo Aval Acciones y Valores S.A. provides a range of financial services and products to public and private sector customers in Colombia and Central America. It offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. The company also provides commercial loans comprising general purpose loans, working capital loans, leases, loans funded by development banks, corporate credit cards, and overdraft loans; consumer loans, such as payroll loans, personal loans, automobile and other vehicle loans, credit cards, overdrafts, leases, and general purpose loans; and microcredit and mortgage loans. In addition, the company offers pension and severance fund management services; investment banking, including services relating to capital markets, mergers and acquisitions, and project finance transactions; mobile and online banking services; and bancassurance, insurance, trust, bonded warehousing and brokerage transactions, real estate escrow services, merchandise and document storage and deposit, customs agency, cargo management, surety bond and merchandise distribution services, and payment and collection services. Further, it is involved in equity investments in various sectors, including infrastructure, energy and gas, agribusiness, and hospitality; and treasury operations. Grupo Aval Acciones y Valores S.A. was incorporated in 1994 and is headquartered in Bogotá, Colombia.

Sector: Financial Services · Industry: Banks - Regional

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 18, 2026

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$368.41

+0.17%

SLVA+

iShares Silver Trust

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PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

ABA+

AllianceBernstein Holding L.P.

$36.03

-1.13%

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Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is Grupo Aval Acciones y Valores S.A. (AVAL) halal to invest in?

Grupo Aval Acciones y Valores S.A. (AVAL) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Grupo Aval Acciones y Valores S.A. get a F compliance rating?

Grupo Aval Acciones y Valores S.A. (AVAL) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 1174449.1% (limit 30%); interest-bearing deposits of 828650.6% (limit 30%); prohibited income of 56.50% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Grupo Aval Acciones y Valores S.A.'s Shariah verdict?

Grupo Aval Acciones y Valores S.A.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Grupo Aval Acciones y Valores S.A. re-screened for Shariah compliance?

Grupo Aval Acciones y Valores S.A. (AVAL) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 18, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.