What is BCB Bancorp, Inc.'s Shariah compliance score?

BCB Bancorp, Inc.'s (BCBP) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does BCB Bancorp, Inc. pass AAOIFI screening?

BCB Bancorp, Inc. (BCBP) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (BCBP: 192.4%), (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%. HalalScreener provides free AAOIFI screening for 6,200+ stocks at halalscreener.app.

How much purification is needed for BCB Bancorp, Inc. stock?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the exact percentage and amount for BCB Bancorp, Inc. (BCBP) using the latest financial data.

Where can I screen BCB Bancorp, Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for BCB Bancorp, Inc. (BCBP) and 5,100+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows the verdict, compliance grade, score, and debt ratio free. No credit card or signup required for basic screening; the full ratio breakdown is part of Pro. HalalScreener also includes an AI Islamic Scholar for follow-up questions about BCBP's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

BCBP: Is BCB Bancorp, Inc. Halal?

BCB Bancorp, Inc.

NASDAQFinancial ServicesUS

$8.66

-0.23%

Market Cap: 150.4M

Compliance Status

Not Halal

Screened on Aug 26, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is BCB Bancorp, Inc. (BCBP) halal? Not Halal. Based on AAOIFI screening, BCB Bancorp, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

Involved in prohibited business activities.

Failed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

192.4% of 30.0% limit

What this means for you

Most scholars advise not holding BCBP

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About BCB Bancorp, Inc.

BCB Bancorp, Inc. functions as a bank holding entity for BCB Community Bank, delivering a comprehensive array of financial products and services to both businesses and individual clients across the United States. Its suite of deposit offerings includes savings and club accounts, interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). The institution's lending activities span a broad spectrum, providing financing solutions such as commercial and multi-family property loans, mortgages for one-to-four family residences, commercial enterprise loans, Small Business Administration (SBA) loans, construction financing, home equity loans and lines of credit, and various consumer loans. This also encompasses residential mortgages backed by single to quad-family homes, condominiums, and cooperative housing units. Beyond these core services, the company furnishes additional retail and commercial banking features. These comprise wire transfers, money orders, secure safe deposit box rentals, night drop facilities, debit cards, comprehensive online and mobile banking platforms, fraud monitoring services, and automated teller machine (ATM) access. As of December 31, 2021, BCB Community Bank maintained a physical presence through 29 branch locations spread across numerous towns in New Jersey, including Bayonne, Carteret, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, River Edge, Rutherford, South Orange, Union, and Woodbridge. Additionally, it operated three branches in New York, specifically in Staten Island and Hicksville. Established in 2000, the firm's main offices are situated in Bayonne, New Jersey.

Sector: Financial Services · Industry: Banks - Regional

Shariah Compliance Status

AAOIFI Standard 21Updated Aug 26, 2026

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Compliance History

Not Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$398.55

+0.17%

SLVA+

iShares Silver Trust

$57.44

+0.47%

PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

CEFA+

Sprott Physical Gold and Silver Trust

$43.28

+4.44%

More Financial Services Stocks

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JPMorgan Chase & Co.

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PayPal Holdings, Inc.

BAC

Bank of America Corporation

WFC

Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is BCB Bancorp, Inc. (BCBP) halal to invest in?

BCB Bancorp, Inc. (BCBP) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did BCB Bancorp, Inc. get a F compliance rating?

BCB Bancorp, Inc. (BCBP) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 192.4% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change BCB Bancorp, Inc.'s Shariah verdict?

BCB Bancorp, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is BCB Bancorp, Inc. re-screened for Shariah compliance?

BCB Bancorp, Inc. (BCBP) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Aug 26, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.