Brighthouse Financial, Inc.

BHF: Is Brighthouse Financial, Inc. Halal?

Brighthouse Financial, Inc.

NASDAQFinancial ServicesUS

$65.61

+0.18%

Market Cap: 3.8B

Compliance Status

Not Halal

Screened on Jul 20, 2026 · AAOIFI Standard 21

F

Non-Compliant

0Score

Is Brighthouse Financial, Inc. (BHF) halal? Not Halal. Based on AAOIFI screening, Brighthouse Financial, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

Business activity

Involved in prohibited business activities.

Failed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

83.7% of 30.0% limit

What this means for you

Most scholars advise not holding BHF

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Brighthouse Financial, Inc.

Brighthouse Financial, Inc. is a financial services firm specializing in annuity and life insurance offerings across the United States. Its operations are organized into three distinct business units: Annuities, Life, and Run-off. The Annuities division delivers a range of annuity products, including variable, fixed, index-linked, and income options. These are designed to help clients achieve secure, tax-advantaged wealth growth, facilitate wealth transfer, and ensure stable income streams. The Life segment issues various life insurance policies such as term, universal, whole, and variable life, catering to policyholders' desires for financial protection and efficient wealth succession. Lastly, the Run-off segment is responsible for managing a portfolio of legacy products, which encompasses structured settlements, pension risk transfer agreements, specific company-owned life insurance, funding agreements, and universal life policies bolstered by secondary guarantees. Established in 2016, the company maintains its corporate headquarters in Charlotte, North Carolina.

Sector: Financial Services · Industry: Insurance - Life

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 20, 2026

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

  • Prohibited industry: Insurance - Life

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: Q1 2026Data source: EDGAR

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

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Frequently Asked Questions

Is Brighthouse Financial, Inc. (BHF) halal to invest in?
Brighthouse Financial, Inc. (BHF) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did Brighthouse Financial, Inc. get a F compliance rating?
Brighthouse Financial, Inc. (BHF) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 83.7% (limit 30%); interest-bearing deposits of 165.6% (limit 30%); prohibited income of 0.00% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Brighthouse Financial, Inc.'s Shariah verdict?
Brighthouse Financial, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Brighthouse Financial, Inc. re-screened for Shariah compliance?
Brighthouse Financial, Inc. (BHF) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 20, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.