What is Cadence Bank's Shariah compliance score?

Cadence Bank's (CADE) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Cadence Bank pass AAOIFI screening?

Cadence Bank (CADE) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (CADE: 27.9%), (3) interest-bearing deposits below 30% (CADE: 0.0%), and (4) prohibited income below 5% (CADE: 90.4%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Cadence Bank stock?

Cadence Bank (CADE) has a non-permissible income ratio of 90.42%. Muslim investors should purify this percentage of any dividends received and capital gains realized from CADE shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Cadence Bank for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Cadence Bank (CADE) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about CADE's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

CADE: Is Cadence Bank Halal?

Cadence Bank

NYSEFinancial ServicesUS

$42.11

-1.66%

Market Cap: 7.8B

Compliance Status

Not Halal

Screened on Jul 19, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Cadence Bank (CADE) halal? Not Halal. Based on AAOIFI screening, Cadence Bank has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

Involved in prohibited business activities.

Failed

Company debt

Close to the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

27.9% of 30.0% limit

What this means for you

Most scholars advise not holding CADE

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Cadence Bank

Cadence Bank operates as a comprehensive financial institution throughout the United States, providing a diverse range of commercial banking and other financial services. Its extensive offerings cater to both individual and business clients. For consumers, this includes essential banking services, various lending products such as consumer loans, mortgages, home equity lines and loans, and credit cards. Businesses benefit from commercial banking, treasury management, specialized and asset-based lending, commercial real estate financing, equipment financing, and correspondent banking services. Beyond these, Cadence Bank also offers Small Business Administration (SBA) lending, foreign exchange, wealth management, investment and trust services, financial planning, retirement plan management, and a selection of personal and business insurance solutions. As of March 3, 2022, the bank maintained approximately 400 physical branch locations, primarily distributed across the Southern, Midwestern, and Texas regions. Founded in 1876, the company's corporate headquarters are located in Tupelo, Mississippi.

Sector: Financial Services · Industry: Banks - Regional

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 19, 2026

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$368.41

+0.17%

SLVA+

iShares Silver Trust

$50.78

+0.47%

PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

ABA+

AllianceBernstein Holding L.P.

$36.03

-1.13%

More Financial Services Stocks

JPM

JPMorgan Chase & Co.

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Mastercard Incorporated

A+

PYPL

PayPal Holdings, Inc.

C+

BAC

Bank of America Corporation

WFC

Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is Cadence Bank (CADE) halal to invest in?

Cadence Bank (CADE) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Cadence Bank get a F compliance rating?

Cadence Bank (CADE) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 27.9% (limit 30%); interest-bearing deposits of 0.0% (limit 30%); prohibited income of 90.42% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Cadence Bank's Shariah verdict?

Cadence Bank's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Cadence Bank re-screened for Shariah compliance?

Cadence Bank (CADE) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 19, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.