What is Colony Bankcorp, Inc.'s Shariah compliance score?

Colony Bankcorp, Inc.'s (CBAN) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Colony Bankcorp, Inc. pass AAOIFI screening?

Colony Bankcorp, Inc. (CBAN) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (CBAN: 67.7%), (3) interest-bearing deposits below 30% (CBAN: 66.2%), and (4) prohibited income below 5% (CBAN: 80.6%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Colony Bankcorp, Inc. stock?

Colony Bankcorp, Inc. (CBAN) has a non-permissible income ratio of 80.57%. Muslim investors should purify this percentage of any dividends received and capital gains realized from CBAN shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Colony Bankcorp, Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Colony Bankcorp, Inc. (CBAN) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about CBAN's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

CBAN: Is Colony Bankcorp, Inc. Halal?

Colony Bankcorp, Inc.

NYSEFinancial ServicesUS

$21.43

+4.49%

Market Cap: 381.2M

Compliance Status

Not Halal

Screened on Jul 17, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Colony Bankcorp, Inc. (CBAN) halal? Not Halal. Based on AAOIFI screening, Colony Bankcorp, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

Involved in prohibited business activities.

Failed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

67.7% of 30.0% limit

What this means for you

Most scholars advise not holding CBAN

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Colony Bankcorp, Inc.

Colony Bankcorp, Inc. functions as the parent entity for Colony Bank, delivering a broad spectrum of financial products and services to both commercial enterprises and individual consumers. The bank offers various ways to save, such as checking, savings, and time deposit accounts (like certificates of deposit). Its lending portfolio is extensive, encompassing loans for small and medium-sized businesses, residential and commercial construction, land development, commercial real estate, general commercial purposes, and agri-business production. Additionally, it provides residential mortgage loans, home equity loans, and consumer credit. Beyond traditional banking, customers can access conveniences such as internet banking, electronic bill payment, safe deposit boxes, telephone banking, credit and debit card services, and remote deposit capture. An ATM network is also accessible to clients. As of January 20, 2022, Colony Bank operated 39 branches across Georgia. The company, established in 1975, has its corporate headquarters situated in Fitzgerald, Georgia.

Sector: Financial Services · Industry: Banks - Regional

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 17, 2026

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$368.41

+0.17%

SLVA+

iShares Silver Trust

$50.78

+0.47%

PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

ABA+

AllianceBernstein Holding L.P.

$36.03

-1.13%

More Financial Services Stocks

JPM

JPMorgan Chase & Co.

Visa Inc.

Mastercard Incorporated

A+

PYPL

PayPal Holdings, Inc.

C+

BAC

Bank of America Corporation

WFC

Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is Colony Bankcorp, Inc. (CBAN) halal to invest in?

Colony Bankcorp, Inc. (CBAN) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Colony Bankcorp, Inc. get a F compliance rating?

Colony Bankcorp, Inc. (CBAN) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 67.7% (limit 30%); interest-bearing deposits of 66.2% (limit 30%); prohibited income of 80.57% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Colony Bankcorp, Inc.'s Shariah verdict?

Colony Bankcorp, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Colony Bankcorp, Inc. re-screened for Shariah compliance?

Colony Bankcorp, Inc. (CBAN) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 17, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.