CLSTNot HalalF
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Compliance Status

Not Halal

Screened on Oct 8, 2026 · AAOIFI Standard 21

F

Non-Compliant

0Score

Is Catalyst Bancorp, Inc. (CLST) halal? Not Halal. Based on AAOIFI screening, Catalyst Bancorp, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

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HalalScreener rates Catalyst Bancorp, Inc. (CLST) Not Halal, 0/100, grade F under AAOIFI Standard 21, screened Oct 8, 2026. Source: https://halalscreener.app/en/stock/CLST

Business activity

Involved in prohibited business activities.

Failed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

13.7% of 30.0% limit
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Screened according to AAOIFI Standard 21

What this means for you

Most scholars advise not holding CLST

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

Catalyst Bancorp, Inc.

CLST: Is Catalyst Bancorp, Inc. Halal?

Catalyst Bancorp, Inc.

NASDAQFinancial ServicesUS

$16.80

Market Cap: 68.1M

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About Catalyst Bancorp, Inc.

Catalyst Bancorp, Inc. functions as the parent entity for St. Landry Homestead Federal Savings Bank, providing a comprehensive suite of financial products and services across the Acadiana region in south-central Louisiana. The institution offers diverse deposit options for its clientele, encompassing savings accounts, checking and negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates of deposit. Additionally, it originates various types of loans, including mortgages for one-to-four-family homes, commercial real estate and multi-family residential financing, construction and land development loans, commercial and industrial loans, and consumer loans. Beyond its core banking activities, the company allocates capital into a broad spectrum of securities. These investments include mortgage-backed instruments, obligations issued by the U.S. Treasury, securities from various federal agencies and state/municipal governments, certificates of deposit placed with federally insured financial institutions, and federal funds. Catalyst Bancorp maintains a physical presence through six full-service branches located in Carencro, Eunice, Lafayette, Opelousas, and Port Barre. The company, which traces its origins back to 1922, is headquartered in Opelousas, Louisiana.

Sector: Financial Services · Industry: Banks - Regional

Why this does not pass

  • Business activity: the company earns from an activity AAOIFI treats as prohibited.
  • Interest-bearing deposits are over the 30% limit.
  • Income from prohibited sources is over the 5% limit.

Screened under AAOIFI Standard 21. The exact figure behind this is part of Pro; the failing check and its limit are always free.

Shariah Compliance Status

AAOIFI Standard 21Updated Oct 8, 2026

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Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

  • Prohibited industry: Banks - Regional
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The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

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Screened according to AAOIFI Standard 21

Compliance History

Not Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: Q2 2026Data source: FMP

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

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Frequently Asked Questions

Is Catalyst Bancorp, Inc. (CLST) halal to invest in?
Catalyst Bancorp, Inc. (CLST) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did Catalyst Bancorp, Inc. get a F compliance rating?
Catalyst Bancorp, Inc. (CLST) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 13.7% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change Catalyst Bancorp, Inc.'s Shariah verdict?
Catalyst Bancorp, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is Catalyst Bancorp, Inc. re-screened for Shariah compliance?
Catalyst Bancorp, Inc. (CLST) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Oct 8, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.