What is CVB Financial Corp.'s Shariah compliance score?

CVB Financial Corp.'s (CVBF) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does CVB Financial Corp. pass AAOIFI screening?

CVB Financial Corp. (CVBF) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (CVBF: 31.3%), (3) interest-bearing deposits below 30% (CVBF: 3.4%), and (4) prohibited income below 5% (CVBF: 92.2%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for CVB Financial Corp. stock?

CVB Financial Corp. (CVBF) has a non-permissible income ratio of 92.22%. Muslim investors should purify this percentage of any dividends received and capital gains realized from CVBF shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen CVB Financial Corp. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for CVB Financial Corp. (CVBF) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about CVBF's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

CVBF: Is CVB Financial Corp. Halal?

CVB Financial Corp.

NASDAQFinancial ServicesUS

$23.30

+2.60%

Market Cap: 3.2B

Compliance Status

Not Halal

Screened on Jul 17, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is CVB Financial Corp. (CVBF) halal? Not Halal. Based on AAOIFI screening, CVB Financial Corp. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

Involved in prohibited business activities.

Failed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

31.3% of 30.0% limit

What this means for you

Most scholars advise not holding CVBF

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About CVB Financial Corp.

CVB Financial Corp. (CVBF) serves as the parent organization for Citizens Business Bank, a state-chartered financial institution that delivers a broad spectrum of banking and financial services. The bank primarily caters to individuals and small to medium-sized businesses. Its product offerings include a full range of deposit accounts, such as checking, savings, money market accounts, and certificates of deposit (CDs), available for both personal and business clients. Citizens Business Bank also functions as an authorized depository for federal tax payments. On the lending side, CVBF provides diverse commercial financing options, including lines of credit, working capital solutions, accounts receivable financing, and letters of credit. It extends specialized agricultural loans to support the operational needs of wholesale dairy farms, cattle feeders, livestock raisers, and other farmers. The bank also facilitates lease financing for municipal governments and offers loans for commercial real estate and construction projects. For individual consumers, financing products encompass automobile leases and loans, lines of credit, credit cards, home mortgages, and home equity lines of credit (HELOCs). Beyond core banking, the company delivers various specialized services, such as treasury management systems for cash flow monitoring, merchant card processing, secure armored pick-up and delivery, payroll solutions, remote check deposit, and a suite of electronic fund transfer capabilities including wires, ACH, and comprehensive online account access. Through its CitizensTrust Division, CVBF offers trust and wealth management services, which cover fiduciary duties, mutual funds, annuities, 401(k) plans, and individual investment accounts. As of December 31, 2021, the company maintained an extensive network of 58 banking centers across key California regions, including the Inland Empire, Los Angeles, Orange, San Diego, Ventura, Santa Barbara, and Central Valley counties. Additionally, it operated three dedicated trust offices in Ontario, Newport Beach, and Pasadena, alongside two loan production offices situated in California's Central Valley and Sacramento areas. CVB Financial Corp. was established in 1974 and has its headquarters in Ontario, California.

Sector: Financial Services · Industry: Banks - Regional

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 17, 2026

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$368.41

+0.17%

SLVA+

iShares Silver Trust

$50.78

+0.47%

PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

ABA+

AllianceBernstein Holding L.P.

$36.03

-1.13%

More Financial Services Stocks

JPM

JPMorgan Chase & Co.

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Mastercard Incorporated

A+

PYPL

PayPal Holdings, Inc.

C+

BAC

Bank of America Corporation

WFC

Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is CVB Financial Corp. (CVBF) halal to invest in?

CVB Financial Corp. (CVBF) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did CVB Financial Corp. get a F compliance rating?

CVB Financial Corp. (CVBF) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 31.3% (limit 30%); interest-bearing deposits of 3.4% (limit 30%); prohibited income of 92.22% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change CVB Financial Corp.'s Shariah verdict?

CVB Financial Corp.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is CVB Financial Corp. re-screened for Shariah compliance?

CVB Financial Corp. (CVBF) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 17, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.