What is Eagle Bancorp Montana, Inc.'s Shariah compliance score?

Eagle Bancorp Montana, Inc.'s (EBMT) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Eagle Bancorp Montana, Inc. pass AAOIFI screening?

Eagle Bancorp Montana, Inc. (EBMT) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (EBMT: 45.5%), (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%. HalalScreener provides free AAOIFI screening for 6,200+ stocks at halalscreener.app.

How much purification is needed for Eagle Bancorp Montana, Inc. stock?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the exact percentage and amount for Eagle Bancorp Montana, Inc. (EBMT) using the latest financial data.

Where can I screen Eagle Bancorp Montana, Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Eagle Bancorp Montana, Inc. (EBMT) and 5,100+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows the verdict, compliance grade, score, and debt ratio free. No credit card or signup required for basic screening; the full ratio breakdown is part of Pro. HalalScreener also includes an AI Islamic Scholar for follow-up questions about EBMT's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

EBMT: Is Eagle Bancorp Montana, Inc. Halal?

Eagle Bancorp Montana, Inc.

NASDAQFinancial ServicesUS

$22.75

-0.52%

Market Cap: 181.2M

Compliance Status

Not Halal

Screened on Aug 26, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Eagle Bancorp Montana, Inc. (EBMT) halal? Not Halal. Based on AAOIFI screening, Eagle Bancorp Montana, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

Involved in prohibited business activities.

Failed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

45.5% of 30.0% limit

What this means for you

Most scholars advise not holding EBMT

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Eagle Bancorp Montana, Inc.

Eagle Bancorp Montana, Inc. serves as the parent company for Opportunity Bank of Montana, delivering a comprehensive array of retail banking products and financial services. Its primary clientele comprises small businesses and individual customers located throughout Montana. The bank facilitates diverse deposit accounts, which include checking, savings, money market, individual retirement accounts (IRAs), and certificates of deposit (CDs). Its extensive lending portfolio encompasses residential mortgage loans for 1-4 family properties, including financing for new construction; a variety of commercial real estate loans, such as those for multi-family dwellings, non-residential properties, development projects, and farmland; and second mortgage or home equity loans. Furthermore, the company provides various consumer loans, including those secured by collateral like automobiles, recreational vehicles, and boats, alongside personal loans and lines of credit. It also extends secured and unsecured commercial business loans, agricultural loans, and general mortgage loan services. With a substantial operational footprint, Eagle Bancorp Montana, Inc. maintains 23 full-service branches, one community banking office, and 25 automated teller machines. The institution was established in 1922 and its corporate headquarters are situated in Helena, Montana.

Sector: Financial Services · Industry: Banks - Regional

Shariah Compliance Status

AAOIFI Standard 21Updated Aug 26, 2026

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Compliance History

Not Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$398.55

+0.17%

SLVA+

iShares Silver Trust

$57.44

+0.47%

PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

CEFA+

Sprott Physical Gold and Silver Trust

$43.28

+4.44%

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Frequently Asked Questions

Is Eagle Bancorp Montana, Inc. (EBMT) halal to invest in?

Eagle Bancorp Montana, Inc. (EBMT) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Eagle Bancorp Montana, Inc. get a F compliance rating?

Eagle Bancorp Montana, Inc. (EBMT) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 45.5% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Eagle Bancorp Montana, Inc.'s Shariah verdict?

Eagle Bancorp Montana, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Eagle Bancorp Montana, Inc. re-screened for Shariah compliance?

Eagle Bancorp Montana, Inc. (EBMT) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Aug 26, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.