FAFNot HalalF
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Compliance Status

Not Halal

Screened on Oct 17, 2026 · AAOIFI Standard 21

F

Non-Compliant

0Score

Is First American Financial Corporation (FAF) halal? Not Halal. Based on AAOIFI screening, First American Financial Corporation has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

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HalalScreener rates First American Financial Corporation (FAF) Not Halal, 0/100, grade F under AAOIFI Standard 21, screened Oct 17, 2026. Source: https://halalscreener.app/en/stock/FAF

Business activity

Involved in prohibited business activities.

Failed

Company debt

Close to the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

26.5% of 30.0% limit
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Screened according to AAOIFI Standard 21

What this means for you

Most scholars advise not holding FAF

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

First American Financial Corporation

FAF: Is First American Financial Corporation Halal?

First American Financial Corporation

NYSEFinancial ServicesUS

$64.92

Market Cap: 6.6B

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About First American Financial Corporation

First American Financial Corporation (FAF) delivers financial services primarily through its diverse subsidiaries. The company's operations are divided into two main divisions: Title Insurance and Services, and Specialty Insurance. The Title Insurance and Services division is a prominent issuer of title insurance policies for both residential and commercial properties. Beyond core insurance, this segment provides a broad spectrum of related offerings aimed at streamlining real estate transactions and reducing associated risks. These include facilitating property closings and escrow, offering appraisals and other valuation tools, managing lien releases, providing document custody services, and engaging in warehouse lending. Additionally, it supports services related to mortgage subservicing, default management, and even banking, trust, and wealth management. The company also assists clients with tax-deferred real estate exchanges and maintains extensive databases of title information. Its services are accessible via company-owned offices and independent agents across nearly all U.S. states (49 states plus the District of Columbia), as well as internationally in locations such as Canada, the United Kingdom, Australia, and South Korea. The Specialty Insurance division focuses on property and casualty coverage. It provides insurance for homeowners and renters, protecting them against liability and common hazards like fire, theft, vandalism, and various forms of property damage. This segment also offers residential service contracts, which cover the repair or replacement of crucial home systems—such as heating, air conditioning, and major appliances—if they malfunction due to normal use during the contract period. Founded in 1889, First American Financial Corporation is headquartered in Santa Ana, California.

Sector: Financial Services · Industry: Insurance - Specialty

Why this does not pass

  • Business activity: the company earns from an activity AAOIFI treats as prohibited.
  • Interest-bearing deposits are over the 30% limit.

Screened under AAOIFI Standard 21. The exact figure behind this is part of Pro; the failing check and its limit are always free.

Shariah Compliance Status

AAOIFI Standard 21Updated Oct 17, 2026

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Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

  • Prohibited industry: Insurance - Specialty
PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

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Screened according to AAOIFI Standard 21

Compliance History

  1. Not Halalnow

    since Apr 2026

  2. Doubtful

    before we began tracking

Tracked since Apr 2026. Updates automatically on each re-screen.

Fiscal: Q2 2026Data source: EDGAR

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

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Frequently Asked Questions

Is First American Financial Corporation (FAF) halal to invest in?
First American Financial Corporation (FAF) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did First American Financial Corporation get a F compliance rating?
First American Financial Corporation (FAF) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 26.5% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change First American Financial Corporation's Shariah verdict?
First American Financial Corporation's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is First American Financial Corporation re-screened for Shariah compliance?
First American Financial Corporation (FAF) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Oct 17, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.