What is First Hawaiian, Inc.'s Shariah compliance score?

First Hawaiian, Inc.'s (FHB) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does First Hawaiian, Inc. pass AAOIFI screening?

First Hawaiian, Inc. (FHB) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (FHB: 0.0%), (3) interest-bearing deposits below 30% (FHB: 32.8%), and (4) prohibited income below 5% (FHB: 111.4%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for First Hawaiian, Inc. stock?

First Hawaiian, Inc. (FHB) has a non-permissible income ratio of 111.44%. Muslim investors should purify this percentage of any dividends received and capital gains realized from FHB shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen First Hawaiian, Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for First Hawaiian, Inc. (FHB) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about FHB's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

FHB: Is First Hawaiian, Inc. Halal?

First Hawaiian, Inc.

NASDAQFinancial ServicesUS

$29.29

-1.45%

Market Cap: 3.6B

Compliance Status

Not Halal

Screened on Jul 18, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is First Hawaiian, Inc. (FHB) halal? Not Halal. Based on AAOIFI screening, First Hawaiian, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

Involved in prohibited business activities.

Failed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

0.0% of 30.0% limit

What this means for you

Most scholars advise not holding FHB

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About First Hawaiian, Inc.

First Hawaiian, Inc. operates as the holding company for First Hawaiian Bank, providing an extensive array of financial services to both individual consumers and commercial entities throughout the United States. Its activities are organized across three primary segments: Retail Banking, Commercial Banking, and Treasury and Other. The bank facilitates various deposit accounts, including checking, savings, and other specialized deposit products. It also originates diverse loan types such as residential and commercial mortgages, home equity lines of credit, automotive loans and leases, personal lines of credit, installment loans, and financing for small businesses. Additionally, the company offers commercial lease and auto dealer financing. Its comprehensive service offerings extend to credit card services, individual investment and financial planning, insurance protection, trust and estate services, private banking, retirement planning, treasury management, and merchant processing solutions. First Hawaiian operates a network of 54 branch locations, with 49 situated in Hawaii, 3 in Guam, and 2 in Saipan. Founded in 1858, the company was formerly known as BancWest Corporation before changing its name to First Hawaiian, Inc. in April 2016. Its headquarters are located in Honolulu, Hawaii.

Sector: Financial Services · Industry: Banks - Regional

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 18, 2026

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: Q1 2026Data source: EDGAR

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$368.41

+0.17%

SLVA+

iShares Silver Trust

$50.78

+0.47%

PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

ABA+

AllianceBernstein Holding L.P.

$36.03

-1.13%

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PYPL

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C+

BAC

Bank of America Corporation

WFC

Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is First Hawaiian, Inc. (FHB) halal to invest in?

First Hawaiian, Inc. (FHB) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did First Hawaiian, Inc. get a F compliance rating?

First Hawaiian, Inc. (FHB) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 0.0% (limit 30%); interest-bearing deposits of 32.8% (limit 30%); prohibited income of 111.44% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change First Hawaiian, Inc.'s Shariah verdict?

First Hawaiian, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is First Hawaiian, Inc. re-screened for Shariah compliance?

First Hawaiian, Inc. (FHB) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 18, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.