What is FinVolution Group's Shariah compliance score?

FinVolution Group's (FINV) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does FinVolution Group pass AAOIFI screening?

FinVolution Group (FINV) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (FINV: 112.3%), (3) interest-bearing deposits below 30% (FINV: 781.4%), and (4) prohibited income below 5% (FINV: 9.8%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for FinVolution Group stock?

FinVolution Group (FINV) has a non-permissible income ratio of 9.85%. Muslim investors should purify this percentage of any dividends received and capital gains realized from FINV shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen FinVolution Group for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for FinVolution Group (FINV) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about FINV's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

FINV: Is FinVolution Group Halal?

FinVolution Group

NYSEFinancial ServicesCN

$4.75

+0.85%

Market Cap: 1.2B

Compliance Status

Not Halal

Screened on Jul 18, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is FinVolution Group (FINV) halal? Not Halal. Based on AAOIFI screening, FinVolution Group passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

112.3% of 30.0% limit

What this means for you

Most scholars advise not holding FINV

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About FinVolution Group

FinVolution Group manages a digital financial platform within China that specializes in connecting individual borrowers, who may be underserved by traditional lenders, with various financial institutions. Its core focus lies in the online consumer finance sector. Leveraging its proprietary technological innovations, the platform offers an automated loan transaction process, which significantly enhances the user experience. By March 31, 2022, FinVolution Group had accumulated a substantial user base of approximately 145.3 million registered individuals. Established in 2007, the company, originally known as PPDAI Group Inc., rebranded as FinVolution Group in November 2019. It maintains its headquarters in Shanghai, People's Republic of China.

Sector: Financial Services · Industry: Financial - Credit Services

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 18, 2026

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

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Free · No credit card required

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Frequently Asked Questions

Is FinVolution Group (FINV) halal to invest in?

FinVolution Group (FINV) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did FinVolution Group get a F compliance rating?

FinVolution Group (FINV) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 112.3% (limit 30%); interest-bearing deposits of 781.4% (limit 30%); prohibited income of 9.85% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change FinVolution Group's Shariah verdict?

FinVolution Group's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is FinVolution Group re-screened for Shariah compliance?

FinVolution Group (FINV) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 18, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.