What is FirstSun Capital Bancorp's Shariah compliance score?

FirstSun Capital Bancorp's (FSUN) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does FirstSun Capital Bancorp pass AAOIFI screening?

FirstSun Capital Bancorp (FSUN) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (FSUN: 3.8%), (3) interest-bearing deposits below 30% (FSUN: 114.9%), and (4) prohibited income below 5% (FSUN: 82.1%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for FirstSun Capital Bancorp stock?

FirstSun Capital Bancorp (FSUN) has a non-permissible income ratio of 82.12%. Muslim investors should purify this percentage of any dividends received and capital gains realized from FSUN shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen FirstSun Capital Bancorp for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for FirstSun Capital Bancorp (FSUN) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about FSUN's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

FSUN: Is FirstSun Capital Bancorp Halal?

FirstSun Capital Bancorp

NASDAQFinancial ServicesUS

$38.31

+1.85%

Market Cap: 1.1B

Compliance Status

Not Halal

Screened on Jul 13, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is FirstSun Capital Bancorp (FSUN) halal? Not Halal. Based on AAOIFI screening, FirstSun Capital Bancorp has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

Involved in prohibited business activities.

Failed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

3.8% of 30.0% limit

What this means for you

Most scholars advise not holding FSUN

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About FirstSun Capital Bancorp

FirstSun Capital Bancorp functions as the parent entity for Sunflower Bank, offering a comprehensive suite of commercial and retail banking as well as financial solutions primarily to small and mid-sized businesses. Its deposit offerings include non-interest and interest-bearing demand accounts, standard checking and savings accounts, money market options, and certificates of deposit. The bank provides a variety of lending products, such as commercial and industrial loans, commercial real estate mortgages (both owner and non-owner occupied), 1-4 family and multi-family housing loans, and home equity lines. Consumer credit solutions feature direct installment loans, credit card facilities, overdraft protection, and other revolving credit products. Beyond core banking, FirstSun Capital Bancorp also delivers remote deposit, cash management, and treasury management services, along with extensive wealth management and trust products encompassing personal, employee benefit, investment advisory, and foundation/endowment accounts. The company serves its clientele through branch locations situated in Kansas, Colorado, New Mexico, Texas, and Arizona. Founded in 1892 and headquartered in Denver, Colorado, the firm was formerly known as Sunflower Financial, Inc. before rebranding as FirstSun Capital Bancorp in June 2017.

Sector: Financial Services · Industry: Banks - Regional

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 13, 2026

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

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SLVA+

iShares Silver Trust

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+0.47%

PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

ABA+

AllianceBernstein Holding L.P.

$36.03

-1.13%

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WFC

Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is FirstSun Capital Bancorp (FSUN) halal to invest in?

FirstSun Capital Bancorp (FSUN) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did FirstSun Capital Bancorp get a F compliance rating?

FirstSun Capital Bancorp (FSUN) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 3.8% (limit 30%); interest-bearing deposits of 114.9% (limit 30%); prohibited income of 82.12% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change FirstSun Capital Bancorp's Shariah verdict?

FirstSun Capital Bancorp's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is FirstSun Capital Bancorp re-screened for Shariah compliance?

FirstSun Capital Bancorp (FSUN) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 13, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.