What is Georgia Banking Co. Inc.'s Shariah compliance score?

Georgia Banking Co. Inc. (GBC) has a Shariah compliance score of 0/100 (Grade: F, Non-Compliant). AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%.

Does Georgia Banking Co. Inc. pass AAOIFI screening?

Georgia Banking Co. Inc. (GBC) does not pass AAOIFI Shariah screening. AAOIFI Standard No. 21 requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30%, (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%.

How much purification is needed for Georgia Banking Co. Inc.?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the percentage and amount for Georgia Banking Co. Inc. (GBC) using the latest financial data.

Where can I screen Georgia Banking Co. Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Georgia Banking Co. Inc. (GBC) and 8,200+ securities. US-listed stocks and ETFs are screened under AAOIFI Standard No. 21. Bursa Malaysia securities carry the Securities Commission Malaysia's official status. Coins are screened separately, under published scholarly opinion. The verdict is free, with no credit card or signup required for basic screening. The compliance grade, score, and debt ratio are free too; the full ratio breakdown is part of Pro.

GBCNot HalalF

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Is Georgia Banking (GBC) Stock Halal?

Compliance Status

Not Halal

Screened on Oct 30, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Georgia Banking Co. Inc. (GBC) halal? Not Halal. Based on AAOIFI screening, Georgia Banking Co. Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

Quote this verdict

HalalScreener rates Georgia Banking Co. Inc. (GBC) Not Halal, 0/100, grade F under AAOIFI Standard 21, screened Oct 30, 2026. Source: https://halalscreener.app/en/stock/GBC

AvoidBorderlineClean

Business activity

Involved in prohibited business activities.

Failed

Company debt

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

N/A

PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

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Screened according to AAOIFI Standard 21

What this means for you

Most scholars advise not holding GBC

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

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GBC

Georgia Banking Co. Inc.

NASDAQFinancial ServicesUS

$38.38

Market Cap: 409.6M

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About Georgia Banking Co. Inc.

Georgia Banking Co., Inc. is a bank holding company. It offers personal, business, commercial, and digital banking. The company was founded in 1998 and is headquartered in Atlanta, GA.

Sector: Financial Services · Industry: Banks - Regional

Why this does not pass

Business activity: the company earns from an activity AAOIFI treats as prohibited.

Screened under AAOIFI Standard 21. The exact figure behind this is part of Pro; the failing check and its limit are always free.

Shariah Compliance Status

AAOIFI Standard 21Updated Oct 30, 2026

AI Compliance InsightProSee plans

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Revenue BreakdownProSee plans

Compliance History

Not Halal, unchanged since Oct 2026.

No status changes recorded since we began tracking.

Tracked since Oct 2026. Updates automatically on each re-screen.

Fiscal: N/AData source: FMP

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$355.78

SLVA+

iShares Silver Trust

$44.60

PSLVA+

Sprott Physical Silver Trust

$16.02

PHYSA+

Sprott Physical Gold Trust

$29.94

CEFA+

Sprott Physical Gold and Silver Trust

$37.71

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Frequently Asked Questions

Is Georgia Banking Co. Inc. (GBC) halal to invest in?

Georgia Banking Co. Inc. (GBC) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Georgia Banking Co. Inc. get a F compliance rating?

Georgia Banking Co. Inc. (GBC) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: prohibited income over the 5% limit. The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Georgia Banking Co. Inc.'s Shariah verdict?

Georgia Banking Co. Inc.'s verdict is recalculated at every re-screen, including the one that follows each new quarterly or annual report. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Georgia Banking Co. Inc. re-screened for Shariah compliance?

Georgia Banking Co. Inc. (GBC) is screened from the latest financial statements on record. The 500 largest US-listed companies, and every stock on a HalalScreener watchlist or portfolio, are re-screened daily against the current market cap; every other stock at least once a week. When the company files a new quarterly or annual report with the SEC, it is re-screened from that filing: we check the SEC's filing feed every 15 minutes and the earnings calendar every day. Last screened: Oct 30, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.