What is Great Southern Bancorp, Inc.'s Shariah compliance score?

Great Southern Bancorp, Inc.'s (GSBC) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Great Southern Bancorp, Inc. pass AAOIFI screening?

Great Southern Bancorp, Inc. (GSBC) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (GSBC: 47.9%), (3) interest-bearing deposits below 30% (GSBC: 78.3%), and (4) prohibited income below 5% (GSBC: 91.4%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Great Southern Bancorp, Inc. stock?

Great Southern Bancorp, Inc. (GSBC) has a non-permissible income ratio of 91.39%. Muslim investors should purify this percentage of any dividends received and capital gains realized from GSBC shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Great Southern Bancorp, Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Great Southern Bancorp, Inc. (GSBC) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about GSBC's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

GSBC: Is Great Southern Bancorp, Inc. Halal?

Great Southern Bancorp, Inc.

NASDAQFinancial ServicesUS

$79.05

+2.82%

Market Cap: 861.1M

Compliance Status

Not Halal

Screened on Jul 18, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Great Southern Bancorp, Inc. (GSBC) halal? Not Halal. Based on AAOIFI screening, Great Southern Bancorp, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

Involved in prohibited business activities.

Failed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

47.9% of 30.0% limit

What this means for you

Most scholars advise not holding GSBC

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Great Southern Bancorp, Inc.

Great Southern Bancorp, Inc. functions as the bank holding company for Great Southern Bank, delivering a wide array of financial services across the United States. For depositors, the institution offers various account types, including standard savings, checking, and money market accounts. Its certificate products encompass fixed-rate certificates with diverse maturities, certificates of deposit (CDs), and brokered certificates, alongside individual retirement accounts (IRAs). The company's loan portfolio is extensive, featuring residential and commercial real estate loans, construction financing, and commercial business loans. It also provides consumer credit, ranging from unsecured personal loans to secured options such as automobile loans, boat loans, home equity loans, and loans backed by savings deposits. Beyond its core banking activities, Great Southern Bancorp also offers insurance and merchant banking services. As of December 31, 2021, the company maintained a significant operational footprint, with 93 retail banking centers and roughly 200 automated teller machines situated across Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas. Additionally, it operated seven loan production offices—six focusing on commercial lending and one on mortgages—in key metropolitan areas like Atlanta, Chicago, Dallas, Denver, Omaha, Nebraska, Phoenix, Tulsa, Oklahoma, and Springfield, Missouri. Established in 1923, the company's primary offices are located in Springfield, Missouri.

Sector: Financial Services · Industry: Banks - Regional

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 18, 2026

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$368.41

+0.17%

SLVA+

iShares Silver Trust

$50.78

+0.47%

PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

ABA+

AllianceBernstein Holding L.P.

$36.03

-1.13%

More Financial Services Stocks

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JPMorgan Chase & Co.

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Mastercard Incorporated

A+

PYPL

PayPal Holdings, Inc.

C+

BAC

Bank of America Corporation

WFC

Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is Great Southern Bancorp, Inc. (GSBC) halal to invest in?

Great Southern Bancorp, Inc. (GSBC) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Great Southern Bancorp, Inc. get a F compliance rating?

Great Southern Bancorp, Inc. (GSBC) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 47.9% (limit 30%); interest-bearing deposits of 78.3% (limit 30%); prohibited income of 91.39% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Great Southern Bancorp, Inc.'s Shariah verdict?

Great Southern Bancorp, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Great Southern Bancorp, Inc. re-screened for Shariah compliance?

Great Southern Bancorp, Inc. (GSBC) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 18, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.