What is Home Federal Bancorp, Inc. of Louisiana's Shariah compliance score?

Home Federal Bancorp, Inc. of Louisiana's (HFBL) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Home Federal Bancorp, Inc. of Louisiana pass AAOIFI screening?

Home Federal Bancorp, Inc. of Louisiana (HFBL) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (HFBL: 4.3%), (3) interest-bearing deposits below 30%, and (4) prohibited income below 5%. HalalScreener provides free AAOIFI screening for 6,200+ stocks at halalscreener.app.

How much purification is needed for Home Federal Bancorp, Inc. of Louisiana stock?

Muslim investors purify the portion of dividends and realized gains that comes from non-permissible income by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification computes the exact percentage and amount for Home Federal Bancorp, Inc. of Louisiana (HFBL) using the latest financial data.

Where can I screen Home Federal Bancorp, Inc. of Louisiana for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Home Federal Bancorp, Inc. of Louisiana (HFBL) and 5,100+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows the verdict, compliance grade, score, and debt ratio free. No credit card or signup required for basic screening; the full ratio breakdown is part of Pro. HalalScreener also includes an AI Islamic Scholar for follow-up questions about HFBL's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

HFBL: Is Home Federal Bancorp, Inc. of Louisiana Halal?

Home Federal Bancorp, Inc. of Louisiana

NASDAQFinancial ServicesUS

$26.83

+0.02%

Market Cap: 81.9M

Compliance Status

Not Halal

Screened on Aug 26, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Home Federal Bancorp, Inc. of Louisiana (HFBL) halal? Not Halal. Based on AAOIFI screening, Home Federal Bancorp, Inc. of Louisiana has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

Involved in prohibited business activities.

Failed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

4.3% of 30.0% limit

What this means for you

Most scholars advise not holding HFBL

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Home Federal Bancorp, Inc. of Louisiana

Home Federal Bancorp, Inc. of Louisiana functions as the parent entity for Home Federal Bank, which delivers a comprehensive suite of financial solutions. These services are provided to a diverse clientele, including private individuals, businesses, and other institutional clients. The bank's deposit offerings encompass traditional savings accounts, certificates of deposit (CDs), and transactional checking accounts. Its extensive array of lending options features mortgages for single to four-unit residential properties, credit lines secured by commercial real estate, financing for multi-family dwellings, and loans for business operations. Further credit facilities include financing for land purchases, construction projects, home equity loans (both first and second liens), and lines of credit utilizing property equity. Moreover, the company provides consumer-oriented loans not tied to real estate, such as those collateralized by deposit accounts, vehicle financing, overdraft services, and unsecured personal loans. As of August 25, 2021, Home Federal Bancorp operated a network of seven full-service banking branches. The company, established in 1924, has its primary location in Shreveport, Louisiana.

Sector: Financial Services · Industry: Banks - Regional

Shariah Compliance Status

AAOIFI Standard 21Updated Aug 26, 2026

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Compliance History

Not Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: EDGAR

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$398.55

+0.17%

SLVA+

iShares Silver Trust

$57.44

+0.47%

PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

CEFA+

Sprott Physical Gold and Silver Trust

$43.28

+4.44%

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Free · No credit card required

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Frequently Asked Questions

Is Home Federal Bancorp, Inc. of Louisiana (HFBL) halal to invest in?

Home Federal Bancorp, Inc. of Louisiana (HFBL) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Home Federal Bancorp, Inc. of Louisiana get a F compliance rating?

Home Federal Bancorp, Inc. of Louisiana (HFBL) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 4.3% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Home Federal Bancorp, Inc. of Louisiana's Shariah verdict?

Home Federal Bancorp, Inc. of Louisiana's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Home Federal Bancorp, Inc. of Louisiana re-screened for Shariah compliance?

Home Federal Bancorp, Inc. of Louisiana (HFBL) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Aug 26, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.