What is Jefferson Capital, Inc. Common Stock's Shariah compliance score?

Jefferson Capital, Inc. Common Stock's (JCAP) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Jefferson Capital, Inc. Common Stock pass AAOIFI screening?

Jefferson Capital, Inc. Common Stock (JCAP) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (JCAP: 145.7%), (3) interest-bearing deposits below 30% (JCAP: 2.2%), and (4) prohibited income below 5% (JCAP: 91.4%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Jefferson Capital, Inc. Common Stock stock?

Jefferson Capital, Inc. Common Stock (JCAP) has a non-permissible income ratio of 91.39%. Muslim investors should purify this percentage of any dividends received and capital gains realized from JCAP shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Jefferson Capital, Inc. Common Stock for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Jefferson Capital, Inc. Common Stock (JCAP) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about JCAP's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

JCAP: Is Jefferson Capital, Inc. Common Stock Halal?

Jefferson Capital, Inc. Common Stock

NASDAQFinancial ServicesUS

$16.41

-1.50%

Market Cap: 909.4M

Compliance Status

Not Halal

Screened on Jul 20, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Jefferson Capital, Inc. Common Stock (JCAP) halal? Not Halal. Based on AAOIFI screening, Jefferson Capital, Inc. Common Stock passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

145.7% of 30.0% limit

What this means for you

Most scholars advise not holding JCAP

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Jefferson Capital, Inc. Common Stock

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. The company primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. It offers consumer receivables, including credit card, secured and unsecured automotive, telecom and utilities, and other receivables. The company also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Sartell, Minnesota.

Sector: Financial Services · Industry: Financial - Credit Services

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 20, 2026

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: Q1 2026Data source: EDGAR

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$368.41

+0.17%

SLVA+

iShares Silver Trust

$50.78

+0.47%

PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

ABA+

AllianceBernstein Holding L.P.

$36.03

-1.13%

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WFC

Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is Jefferson Capital, Inc. Common Stock (JCAP) halal to invest in?

Jefferson Capital, Inc. Common Stock (JCAP) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Jefferson Capital, Inc. Common Stock get a F compliance rating?

Jefferson Capital, Inc. Common Stock (JCAP) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 145.7% (limit 30%); interest-bearing deposits of 2.2% (limit 30%); prohibited income of 91.39% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Jefferson Capital, Inc. Common Stock's Shariah verdict?

Jefferson Capital, Inc. Common Stock's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Jefferson Capital, Inc. Common Stock re-screened for Shariah compliance?

Jefferson Capital, Inc. Common Stock (JCAP) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 20, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.