JMSBNot HalalF
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Compliance Status

Not Halal

Screened on Oct 9, 2026 · AAOIFI Standard 21

F

Non-Compliant

0Score

Is John Marshall Bancorp, Inc. (JMSB) halal? Not Halal. Based on AAOIFI screening, John Marshall Bancorp, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

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HalalScreener rates John Marshall Bancorp, Inc. (JMSB) Not Halal, 0/100, grade F under AAOIFI Standard 21, screened Oct 9, 2026. Source: https://halalscreener.app/en/stock/JMSB

Business activity

Involved in prohibited business activities.

Failed

Company debt

Close to the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

25.1% of 30.0% limit
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The verdict above is final and free.

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Screened according to AAOIFI Standard 21

What this means for you

Most scholars advise not holding JMSB

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

John Marshall Bancorp, Inc.

JMSB: Is John Marshall Bancorp, Inc. Halal?

John Marshall Bancorp, Inc.

NASDAQFinancial ServicesUS

$22.80

Market Cap: 321.8M

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About John Marshall Bancorp, Inc.

John Marshall Bancorp, Inc. functions as the parent entity for John Marshall Bank, which offers a comprehensive array of banking products and financial services. The institution provides various deposit options, including checking, demand, NOW, savings, and money market accounts, as well as certificates of deposit. For its clientele, the bank extends diverse lending solutions, such as commercial loans, construction and development financing, commercial term loans, mortgage services, commercial real estate loans, and a range of industrial and other commercial lines of credit. Beyond core lending and deposit products, John Marshall Bank also furnishes essential financial tools like debit and credit cards, alongside specialized services such as treasury and cash management, investment offerings, business and personal insurance, remote deposit capture, deposit sweep, and convenient online and mobile banking platforms. The bank's customer base is broad, catering to small to medium-sized businesses, their owners and employees, professional corporations, non-profit organizations, and individual clients. Established in 2005, John Marshall Bancorp, Inc. has its headquarters in Reston, Virginia. It maintains eight full-service branches spread across Alexandria, Reston, Arlington, Washington, Loudoun, Prince William, Rockville, and Tysons, complemented by a loan production office in Arlington, Virginia.

Sector: Financial Services · Industry: Banks - Regional

Why this does not pass

  • Business activity: the company earns from an activity AAOIFI treats as prohibited.
  • Interest-bearing deposits are over the 30% limit.
  • Income from prohibited sources is over the 5% limit.

Screened under AAOIFI Standard 21. The exact figure behind this is part of Pro; the failing check and its limit are always free.

Shariah Compliance Status

AAOIFI Standard 21Updated Oct 9, 2026

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Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

  • Prohibited industry: Banks - Regional
PRO DETAIL

The verdict above is final and free.

Pro members can verify every number behind it: interest-bearing deposits, prohibited income breakdown, and the full AAOIFI math.

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Screened according to AAOIFI Standard 21

Compliance History

Not Halal, unchanged since Aug 2026.

No status changes recorded since we began tracking.

Tracked since Aug 2026. Updates automatically on each re-screen.

Fiscal: Q2 2026Data source: EDGAR

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

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Frequently Asked Questions

Is John Marshall Bancorp, Inc. (JMSB) halal to invest in?
John Marshall Bancorp, Inc. (JMSB) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.
Why did John Marshall Bancorp, Inc. get a F compliance rating?
John Marshall Bancorp, Inc. (JMSB) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 25.1% (limit 30%). The grade reflects the margin of safety across all three ratios relative to their thresholds.
What could change John Marshall Bancorp, Inc.'s Shariah verdict?
John Marshall Bancorp, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.
How often is John Marshall Bancorp, Inc. re-screened for Shariah compliance?
John Marshall Bancorp, Inc. (JMSB) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Oct 9, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.