What is OneMain Holdings, Inc.'s Shariah compliance score?

OneMain Holdings, Inc.'s (OMF) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does OneMain Holdings, Inc. pass AAOIFI screening?

OneMain Holdings, Inc. (OMF) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (OMF: 325.8%), (3) interest-bearing deposits below 30% (OMF: 19.2%), and (4) prohibited income below 5% (OMF: 87.4%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for OneMain Holdings, Inc. stock?

OneMain Holdings, Inc. (OMF) has a non-permissible income ratio of 87.39%. Muslim investors should purify this percentage of any dividends received and capital gains realized from OMF shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen OneMain Holdings, Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for OneMain Holdings, Inc. (OMF) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about OMF's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

OMF: Is OneMain Holdings, Inc. Halal?

OneMain Holdings, Inc.

NYSEFinancial ServicesUS

$54.52

-0.44%

Market Cap: 6.3B

Compliance Status

Not Halal

Screened on Jul 19, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is OneMain Holdings, Inc. (OMF) halal? Not Halal. Based on AAOIFI screening, OneMain Holdings, Inc. passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

325.8% of 30.0% limit

What this means for you

Most scholars advise not holding OMF

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About OneMain Holdings, Inc.

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards and insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.

Sector: Financial Services · Industry: Financial - Credit Services

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 19, 2026

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

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SLVA+

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+0.47%

PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

ABA+

AllianceBernstein Holding L.P.

$36.03

-1.13%

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Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is OneMain Holdings, Inc. (OMF) halal to invest in?

OneMain Holdings, Inc. (OMF) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did OneMain Holdings, Inc. get a F compliance rating?

OneMain Holdings, Inc. (OMF) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 325.8% (limit 30%); interest-bearing deposits of 19.2% (limit 30%); prohibited income of 87.39% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change OneMain Holdings, Inc.'s Shariah verdict?

OneMain Holdings, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is OneMain Holdings, Inc. re-screened for Shariah compliance?

OneMain Holdings, Inc. (OMF) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 19, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.