What is Red River Bancshares, Inc.'s Shariah compliance score?

Red River Bancshares, Inc.'s (RRBI) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does Red River Bancshares, Inc. pass AAOIFI screening?

Red River Bancshares, Inc. (RRBI) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (RRBI: 0.2%), (3) interest-bearing deposits below 30% (RRBI: 34.6%), and (4) prohibited income below 5% (RRBI: 88.2%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for Red River Bancshares, Inc. stock?

Red River Bancshares, Inc. (RRBI) has a non-permissible income ratio of 88.25%. Muslim investors should purify this percentage of any dividends received and capital gains realized from RRBI shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen Red River Bancshares, Inc. for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for Red River Bancshares, Inc. (RRBI) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about RRBI's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

RRBI: Is Red River Bancshares, Inc. Halal?

Red River Bancshares, Inc.

NASDAQFinancial ServicesUS

$91.75

+1.65%

Market Cap: 604.1M

Compliance Status

Not Halal

Screened on Jul 13, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is Red River Bancshares, Inc. (RRBI) halal? Not Halal. Based on AAOIFI screening, Red River Bancshares, Inc. has involvement in prohibited business activities with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

Involved in prohibited business activities.

Failed

Company debt

Well clear of the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

0.2% of 30.0% limit

What this means for you

Most scholars advise not holding RRBI

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About Red River Bancshares, Inc.

Red River Bancshares, Inc. serves as the parent organization for Red River Bank, delivering a full suite of banking products and services to both businesses and individual clients across Louisiana. The bank offers a variety of deposit options, including checking, savings, and money market accounts, as well as time deposits. Its lending portfolio is comprehensive, encompassing commercial real estate financing, construction and development loans, and commercial and industrial credit facilities – including those previously offered under the Small Business Administration's Paycheck Protection Program. For individuals, the bank provides one-to-four family residential mortgages, home equity lines of credit, and diverse consumer loans tailored for personal, family, and household expenses, available as secured or unsecured installment and term options. Additionally, Red River Bank extends tax-exempt loans, lines of credit, and standby letters of credit. Beyond lending and deposit services, the company offers treasury management, private banking, and brokerage solutions. Customers can also access investment advisory, financial planning, and a range of retirement plans. Day-to-day financial needs are supported by debit and credit cards, direct deposits, cashier's checks, and wire transfer capabilities. Modern banking is facilitated through comprehensive online services, enabling account monitoring, fund transfers, bill payments, and digital statement delivery. Accessibility is ensured via multiple channels, including in-person visits to banking centers, ATMs, drive-through facilities, night deposits, telephone, mail, mobile banking, and remote deposit capture. The company operates a network of 27 banking centers throughout Louisiana, complemented by two combined loan and deposit production offices located in Lafayette and New Orleans. Red River Bancshares, Inc. was established in 1998 and maintains its headquarters in Alexandria, Louisiana.

Sector: Financial Services · Industry: Banks - Regional

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 13, 2026

Business Activity Screen

Failed

Checks if the business is involved in prohibited activities (alcohol, gambling, pork, conventional banking, etc.)

Prohibited industry: Banks - Regional

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: FY 2025Data source: FMP

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$368.41

+0.17%

SLVA+

iShares Silver Trust

$50.78

+0.47%

PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

ABA+

AllianceBernstein Holding L.P.

$36.03

-1.13%

More Financial Services Stocks

JPM

JPMorgan Chase & Co.

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Mastercard Incorporated

A+

PYPL

PayPal Holdings, Inc.

C+

BAC

Bank of America Corporation

WFC

Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is Red River Bancshares, Inc. (RRBI) halal to invest in?

Red River Bancshares, Inc. (RRBI) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did Red River Bancshares, Inc. get a F compliance rating?

Red River Bancshares, Inc. (RRBI) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 0.2% (limit 30%); interest-bearing deposits of 34.6% (limit 30%); prohibited income of 88.25% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change Red River Bancshares, Inc.'s Shariah verdict?

Red River Bancshares, Inc.'s verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is Red River Bancshares, Inc. re-screened for Shariah compliance?

Red River Bancshares, Inc. (RRBI) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 13, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.