What is UWM Holdings Corporation's Shariah compliance score?

UWM Holdings Corporation's (UWMC) compliance score is being calculated. Check HalalScreener.app for the latest AAOIFI screening results.

Does UWM Holdings Corporation pass AAOIFI screening?

UWM Holdings Corporation (UWMC) does not pass AAOIFI Shariah screening. AAOIFI requires: (1) no primary involvement in prohibited activities like alcohol, gambling, or conventional banking, (2) debt-to-market-cap below 30% (UWMC: 96.9%), (3) interest-bearing deposits below 30% (UWMC: 16.4%), and (4) prohibited income below 5% (UWMC: 21.9%). HalalScreener provides free AAOIFI screening for 10,000+ stocks at halalscreener.app.

How much purification is needed for UWM Holdings Corporation stock?

UWM Holdings Corporation (UWMC) has a non-permissible income ratio of 21.92%. Muslim investors should purify this percentage of any dividends received and capital gains realized from UWMC shares by donating it to charity. HalalScreener's purification calculator at halalscreener.app/en/purification automates this calculation using the latest financial data.

Where can I screen UWM Holdings Corporation for Shariah compliance for free?

HalalScreener (halalscreener.app) offers free Shariah compliance screening for UWM Holdings Corporation (UWMC) and 10,000+ other US-listed stocks, ETFs, and 100+ cryptocurrencies. The screening uses AAOIFI Standard No. 21 and shows all financial ratios transparently. No credit card or signup required for basic screening. HalalScreener also includes an AI Islamic Scholar for follow-up questions about UWMC's compliance across different madhabs (Hanafi, Shafi'i, Maliki, Hanbali, Ja'fari).

UWMC: Is UWM Holdings Corporation Halal?

UWM Holdings Corporation

NYSEFinancial ServicesUS

$2.97

-1.33%

Market Cap: 4.5B

Compliance Status

Not Halal

Screened on Jul 15, 2026 · AAOIFI Standard 21

Non-Compliant

0Score

Is UWM Holdings Corporation (UWMC) halal? Not Halal. Based on AAOIFI screening, UWM Holdings Corporation passes the business activity screen but fails financial ratio screens with a compliance score of 0/100 (Grade: F).

AvoidBorderlineClean

Business activity

What the company sells is permissible.

Passed

Company debt

Over the limit

How much the company borrows, compared to its total value. AAOIFI allows up to 30%.

96.9% of 30.0% limit

What this means for you

Most scholars advise not holding UWMC

It does not pass AAOIFI Shariah screening.

See halal alternatives from the same sector further down this page

About UWM Holdings Corporation

UWM Holdings Corporation engages in the residential mortgage lending business in the United States. The company originates mortgage loans through wholesale channel. It originates primarily conforming and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan.

Sector: Financial Services · Industry: Financial - Mortgages

Shariah Compliance Status

AAOIFI Standard 21Updated Jul 15, 2026

Compliance History

Not Halal, unchanged since May 2026.

No status changes recorded since we began tracking.

Tracked since May 2026. Updates automatically on each re-screen.

Fiscal: Q1 2026Data source: EDGAR

Halal Alternatives in Financial Services

This stock is not Shariah-compliant. Here are halal alternatives from the same sector, ranked by compliance score:

GLDA+

SPDR Gold Shares

$368.41

+0.17%

SLVA+

iShares Silver Trust

$50.78

+0.47%

PSLVA+

Sprott Physical Silver Trust

$21.30

+6.23%

PHYSA+

Sprott Physical Gold Trust

$31.75

+0.19%

ABA+

AllianceBernstein Holding L.P.

$36.03

-1.13%

More Financial Services Stocks

JPM

JPMorgan Chase & Co.

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Mastercard Incorporated

A+

PYPL

PayPal Holdings, Inc.

C+

BAC

Bank of America Corporation

WFC

Wells Fargo & Company

Free · No credit card required

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Frequently Asked Questions

Is UWM Holdings Corporation (UWMC) halal to invest in?

UWM Holdings Corporation (UWMC) is rated Not Halal under AAOIFI Standard 21 screening. It fails either the business activity screen (primary involvement in prohibited sectors such as conventional banking, alcohol, or gambling) or one of the quantitative financial ratio thresholds. Muslim investors should avoid or exit this position.

Why did UWM Holdings Corporation get a F compliance rating?

UWM Holdings Corporation (UWMC) received a grade of F (Non-Compliant) based on three AAOIFI Standard 21 financial ratios: debt-to-market-cap of 96.9% (limit 30%); interest-bearing deposits of 16.4% (limit 30%); prohibited income of 21.92% (limit 5%). The grade reflects the margin of safety across all three ratios relative to their thresholds.

What could change UWM Holdings Corporation's Shariah verdict?

UWM Holdings Corporation's verdict is re-evaluated at each annual re-screen. Three events could change it: (1) the debt-to-market-cap ratio crossing 30%, typically from new debt issuance or a major drop in share price; (2) interest-bearing deposits exceeding 30% of market cap; or (3) prohibited revenue (alcohol, gambling, conventional finance, etc.) exceeding 5% of total revenue. Verdict flips are tracked in the compliance history section above.

How often is UWM Holdings Corporation re-screened for Shariah compliance?

UWM Holdings Corporation (UWMC) is re-screened annually using the most recent full-year financial data from SEC filings. HalalScreener also triggers an on-demand re-screen whenever the stored data is more than 7 days old, ensuring the ratios reflect the latest available financial statements. Last screened: Jul 15, 2026.

Screened according to AAOIFI Standard No. 21 · For informational purposes only. Consult a qualified Islamic finance advisor before investing.

Disclaimer: This screening is for informational purposes only and does not constitute financial, legal, or religious advice. Compliance is evaluated using AAOIFI financial standards (debt, deposits, and prohibited income ratios) and publicly available data. Ethical, political, social, or environmental considerations are outside the scope of this screening. Individual scholars and methodologies may differ. Always consult a qualified Islamic finance advisor before making investment decisions.